WYMAR

Headquarters

PO BOX 457
Geismar, LA 70734
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.30% 1.40% →
1-Year CD 1.25% 1.15% →
2-Year CD 1.30% 1.26% →
5-Year CD 1.50% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Wymar is an NCUA insured institution located in Geismar, LA. It was founded in 1958 and has approximately $114.98 millions in assets.

NCUA Insured Yes
Charter Number # # 12330
Date Established 1958
Assets $114.98 million
Loans $80.93 million
Deposits $96.30 million
Capital $17.30 million
 

Field of Membership Restrictions

Membership is open to employees of BASF Corporation working in Geismar, Louisiana and their immediate family.

Deposit Rates - July 6, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.30% $25 $9,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.75% $1,000 $74,999 Learn More
3 Mo CD
1.01% $75,000 - Learn More
6 Mo CD
0.91% $1,000 $74,999 Learn More
6 Mo CD
1.15% $75,000 - Learn More
12 Mo CD
1.00% $1,000 $74,999 Learn More
12 Mo CD
1.25% $75,000 - Learn More
24 Mo CD
1.05% $1,000 $74,999 Learn More
24 Mo CD
1.30% $75,000 - Learn More
36 Mo CD
1.10% $1,000 $74,999 Learn More
36 Mo CD
1.35% $75,000 - Learn More
48 Mo CD
1.15% $1,000 $74,999 Learn More
48 Mo CD
1.40% $75,000 - Learn More
60 Mo CD
1.25% $1,000 $74,999 Learn More
60 Mo CD
1.50% $75,000 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
1.00% $25 $9,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.30% $1 - Learn MoreShow Less

Loan Rates - July 6, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WYMAR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.039% 3.000% 0.50 $1,250 $1,055 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to WYMAR
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Wymar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Wymar Locations


Financial Details

Wymar Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wymar. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wymar U.S. Average
1.55% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Wymar had $64,968 in non-current loans and $204,289 in owned assets. To cover these potential losses it had $17,296,662 in net worth and $82,296 in loans loss reserves. That gives it a Texas Ratio of 1.55%.

Net Worth
Wymar U.S. Average
15.04% 13.86%

Wymar FCU has a net worth of 15.04% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Wymar

Branches and Savings

What is Wymar?

A federal credit union, registered with the NCUA under certificate #12330.
Learn more about credit unions here.

Is Wymar FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Wymar?

Please see Field of Membership information above for information on who is eligible to join.

What are Wymar's share account and share certificate rates?

Wymar's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Wymar?

Wymar has total capital of $17.30 million. Full information on Wymar's financial position is located above.

Who owns Wymar?

Credit Unions are owned by their members.

Where are Wymar branches located?

See branch locations nearby.

Are Wymar ATMs Open 24/7?

Do Wymar ATMs accept cash deposits?

Can Wymar customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Wymar have a mobile app?

Does Wymar have mobile deposit?

Does Wymar have quick pay?

How can Wymar transfer money to other banks or credit unions?

Does Wymar report to credit bureaus?

Does Wymar use Chexsystems?

Does Wymar use Equifax?

What is Wymar's toll free phone number?

What is Wymar's ACH Routing Number?

What is Wymar's SWIFT code?

Where can I find Wymar's wire transfer form?

What is the Wymar address for deposits?

What Products Does Wymar Offer

Does Wymar offer mortgages?

Compare mortgage rates here.

Does Wymar offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Wymar offer auto and RV loans?

Compare auto loan rates here.

Does Wymar offer student loans or personal loans?

Compare personal loan rates here.

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