Bogalusa, LA 70427


2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 871
Date Established 1935
Assets $60.86 million
Loans $36.91 million
Deposits $40.48 million
Capital $20.71 million

Zellco is an NCUA insured institution located in Bogalusa, LA. It was founded in 1935 and has approximately $60.86 millions in assets.

Field of Membership Restrictions

Membership in Zellco Federal Credit Union is open to those who live or work in Washington Parish and to those who live, work, attend school or worship in Marion and Pearl River Counties.

Deposit Rates - September 18, 2018

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD 10K
1.00% $10,000 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA 0K
1.00% $10,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.15% $5,000 - Learn MoreShow Less

Loan Rates - September 18, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ZELLCO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
Ally Bank
NMLS ID: 181005
4.785% 4.750% 0.00 $1,092 $1,305 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.544% 4.500% 0.13 $1,394 $1,267 Learn More
PenFed Credit Union
NMLS ID: 401822
4.836% 4.750% 0.00 $2,500 $1,305 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to ZELLCO
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Below are Zellco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Zellco Locations

Financial Details

Zellco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Zellco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Zellco U.S. Average
6.74% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Zellco had $1,315,559 in non-current loans and $101,825 in owned assets. To cover these potential losses it had $20,713,088 in net worth and $331,267 in loans loss reserves. That gives it a Texas Ratio of 6.74%.

Net Worth
Zellco U.S. Average
34.03% 13.08%

Zellco FCU has a net worth of 34.03% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Zellco

What is Zellco?

A federal credit union, registered with the NCUA under certificate #871.
Learn more about credit unions here.

Is Zellco FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Zellco?

Please see Field of Membership information above for information on who is eligible to join.

What are Zellco's share account and share certificate rates?

Zellco's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Zellco?

Zellco has total capital of $20.71 million. Full information on Zellco's financial position is located above.

Who owns Zellco?

Credit Unions are owned by their members.

Where are Zellco branches located?

See branch locations nearby.

Are Zellco ATMs Open 24/7?

Do Zellco ATMs accept cash deposits?

Can Zellco customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Zellco have a mobile app?

Does Zellco have mobile deposit?

Does Zellco have quick pay?

How can Zellco transfer money to other banks or credit unions?

Does Zellco report to credit bureaus?

Does Zellco use Chexsystems?

Does Zellco use Equifax?

What is Zellco's toll free phone number?

What is Zellco's ACH Routing Number?

What is Zellco's SWIFT code?

Where can I find Zellco's wire transfer form?

What is the Zellco address for deposits?

What Products Does Zellco Offer

Does Zellco offer mortgages?

Compare mortgage rates here.

Does Zellco offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Zellco offer auto and RV loans?

Compare auto loan rates here.

Does Zellco offer student loans or personal loans?

Compare personal loan rates here.

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