BankDirect, a division of Texas Capital Bank

Deposit Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 5.50% →
2-Year CD N.A. 5.00% →
3-Year CD N.A. 5.10% →
4-Year CD N.A. 4.60% →
5-Year CD N.A. 4.61% →

2024 Overview

General Online Bank Information

Money that you deposit is held by Texas Capital Bank. Texas Capital Bank is an FDIC insured institution founded in 1997. It has approximately $29.58 billion in assets.

Deposits FDIC Insured Yes
Insured Bank Texas Capital Bank
FDIC Certificate # 34383
Date Established 1997
Assets $29.58 billion
Loans $20.52 billion
Deposits $24.23 billion
Capital $3.13 billion

For a more detailed analysis of Texas Capital Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - March 2, 2024


Climate Initiatives

BankDirect, a division of Texas Capital Bank is encouraged to provide us with this information. When we receive this information from the online bank, we will provide it here.

Customer Reviews for BankDirect, a division of Texas Capital Bank

  • February 7, 2021

    I cannot comment on Bankdirect, but I can comment on the Bask Bank subsidiary. Opening this account to earn AAdvantage miles is the best move I've made in years! I am getting 100,000 frequent flier miles and that is more than enough to get my spouse and me to Hawaii and back versus maybe $600 a year before tax (I saw maybe because rates are still falling). If you want to open an account, I can help you. Contact me at eldridge.

  • October 17, 2020 |

    Is it possible to covert to this 0.75% account from Bask? I am not using airmiles during the pandemic.

  • August 23, 2020 |

    I opened an account and then I realized that it is the same parent that owns Bask Bank and that took me over FDIC limits so I closed this because I prefer the Bask account. I am writing this to warn others.

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