Deposit Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD 0.20% 0.67% →
2-Year CD 0.25% 0.80% →
3-Year CD 0.30% 1.00% →
4-Year CD 0.35% 0.85% →
5-Year CD 0.40% 1.25% →

2021 Overview

General Online Bank Information

Money that you deposit is held by Capital One, National Association. Capital One, National Association is an FDIC insured institution founded in 1933. It has approximately $369.05 billion in assets.

Deposits FDIC Insured Yes
Insured Bank Capital One, National Association
FDIC Certificate # 4297
Date Established 1933
Assets $369.05 billion
Loans $163.24 billion
Deposits $306.94 billion
Capital $42.55 billion

For a more detailed analysis of Capital One, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - December 5, 2021

Online CD Rates
Online CD Rates APY MIN MAX
6 Month CD
0.20% $1,000 - Learn More
12 Month CD
0.20% $1,000 - Learn More
18 Month CD
0.35% $1,000 - Learn More
24 Month CD
0.25% $1,000 - Learn More
3 Year CD
0.30% $1,000 - Learn More
4 Year CD
0.35% $1,000 - Learn More
5 Year CD
0.40% $1,000 - Learn More

 

Bank Offers

Capital One 360 Savings Rate Drops to 0.80% APY
Aug 5, 2020

Capital One has cut its online savings rate from 1.00% to 0.80% APY.


Capital One 360 Savings Rate Drops to 0.50% APY
Oct 1, 2020

Capital One has dropped their savings rate to 0.50% APY from 0.65% APY.   This is a dramatic fall for a product that was offered at 1.50% APY at the beginning of the summer.




Climate Initiatives

Capital One 360 is encouraged to provide us with this information. When we receive this information from the online bank, we will provide it here.



Customer Reviews for Capital One 360 (12)


  • December 5, 2020

    I know rates are variable, at their discretion*, but in the time frame of 9 months their rates have dropped to 1/3 of what they were ! is that what some call a teaser rate in the beginning ???

  • May 14, 2020 |

    Online Savings Rates

    I recently opened an account. Easy process, great interface, great rate. Negative reviews here are dated. This is the best rate around when they are giving any bonuses.

  • December 27, 2019

    Online CDs 12 Month Rates

    Capital One is horrible. They mistake niceness for true customer service. Horrible bank.

  • December 11, 2019 |

    Online Savings Rates

    Complete BS they are paying 1.5%

  • December 5, 2019

    Online CDs 12 Month Rates

    Strongly recommend! Been a customer since before it was acquired by ING Direct. I've used some other the others. Rates are sometimes better elsewhere, but I've never had a problem here. And in these times when customer service is often a nuisance, getting great service counts for something.

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