Deposit Rates APY Vs.Others
Savings 3.00% 4.08% →
1-Year CD 4.00% 4.71% →
2-Year CD 4.10% 4.73% →
3-Year CD 4.15% 4.60% →
4-Year CD 4.20% 4.65% →
5-Year CD 4.25% 4.75% →

2022 Overview

General Online Bank Information

Money that you deposit is held by Capital One, National Association. Capital One, National Association is an FDIC insured institution founded in 1933. It has approximately $388.44 billion in assets.

Deposits FDIC Insured Yes
Insured Bank Capital One, National Association
FDIC Certificate # 4297
Date Established 1933
Assets $388.44 billion
Loans $188.86 billion
Deposits $313.96 billion
Capital $36.9 billion

For a more detailed analysis of Capital One, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - December 2, 2022

Online Savings and Money Market Rates
Online Savings and Money Market Rates APY MIN MAX
360 Performance Savings
3.00% $0 - Learn More
Online CD Rates
Online CD Rates APY MIN MAX
6 Month CD
2.70% $0 - Learn More
12 Month CD
4.00% $0 - Learn More
18 Month CD
4.05% $0 - Learn More
24 Month CD
4.10% $0 - Learn More
3 Year CD
4.15% $0 - Learn More
4 Year CD
4.20% $0 - Learn More
5 Year CD
4.25% $0 - Learn More

 

Bank Offers

Capital One 360 Savings Rate Drops to 0.80% APY
Aug 5, 2020

Capital One has cut its online savings rate from 1.00% to 0.80% APY.


Capital One 360 Savings Rate Drops to 0.50% APY
Oct 1, 2020

Capital One has dropped their savings rate to 0.50% APY from 0.65% APY.   This is a dramatic fall for a product that was offered at 1.50% APY at the beginning of the summer.




Climate Initiatives

Capital One 360 is encouraged to provide us with this information. When we receive this information from the online bank, we will provide it here.



Customer Reviews for Capital One 360 (18)


  • November 1, 2022 | | Replies 1

    Online CDs 60 Month Rates

    Capital One is the easiest bank to deal with. They have the best cd and savings bank. My local bank and credit unions pay next to zero and they are a hassle with fees and in person banking. Online Capital One is much better.

    Pres Clinton | Dec 2, 2022

    Also. These guys give a great kick back if you’re a Walmart shopper and you get the credit card for Walmart. I only recommend this if you can afford to pay it off every month because interest on balances is pretty high.

  • June 23, 2022 |

    ING was better. They were bought by CapitalOne and ever since, my rates have steadily dropped. Now that rates in general have been rising for months, mine has been flat at 0.30%. No sign of them going up, but they sure were happy to drop them. A new account yeilds 0.90%. So, I need to open a new account then?

  • June 16, 2022

    Online CDs 12 Month Rates

    Years ago, got a no % rate from Capitol Bank. After about 2 months or less of problems from their charges (which were wrong), I cut up the free card and returned it and didn't forget that. (Early 2000s.) When we got an autoloan in 2018, they were the first lender the local car dealer went to. We were turned down. 2nd bank we applied to was Chase and got the loan. Had it paid off within two years. I loathe this bank and saw nothing changed for the better.

  • June 16, 2022

    How can I find my 360 money market account

  • March 28, 2022 |

    Tried to open a new account of a different type from my years ago closed card. The application stopped working at page telling me I was already a customer. The customer page did not recognize my login credentials and referred me back to application page.. Around and around, its server did and then did not know me. Almost an hour with representative could not resolve and was never referred to the techs. Never again losing valuable time on this place.

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