Brix Direct, a division of Cross River Bank

Deposit Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD 0.20% 0.70% →
2-Year CD 0.30% 0.75% →
3-Year CD 0.35% 0.85% →
4-Year CD N.A. 1.04% →
5-Year CD N.A. 1.15% →

2021 Overview

General Online Bank Information

Money that you deposit is held by Cross River Bank. Cross River Bank is an FDIC insured institution founded in 2008. It has approximately $13.48 billion in assets.

Deposits FDIC Insured Yes
Insured Bank Cross River Bank
FDIC Certificate # 58410
Date Established 2008
Assets $13.48 billion
Loans $12.39 billion
Deposits $4.73 billion
Capital $0.44 billion

For a more detailed analysis of Cross River Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 16, 2021

Online CD Rates
Online CD Rates APY MIN MAX
Online 1-year CD
0.20% $50,000 - Learn More
Online 2-Year CD
0.30% $50,000 - Learn More
Online 3-Year CD
0.35% $50,000 - Learn More

 


Customer Reviews for Brix Direct, a division of Cross River Bank


  • April 28, 2020

    Online CDs 12 Month Rates

    Party's over, folks. One year CD, minimum $50k now yields just 1.41%.

  • April 27, 2020

    I tried for 3 days to open an account.
    I called the help center it took at least a day to get a retutn call.
    The first two calls were not informative.
    I got a call on Sunday and my question was answered.
    Brix direct cannot take an ach from Fidelity invt, one of the largest money managers on the planet. They should make that clear in their instructions.

  • April 26, 2020 |

    Online CDs 12 Month Rates

    Update: Received "Day 1" and "Day 2" emails from Brix/CR (a little strange) - now some undesirable elements are laid bare. Seems, at the present anyway, one would need to print a beneficiary form (paper!), complete it (ink!) and mail it in (USPS!) Same for linking an external bank for ACH transfers - one might imagine such a link would exist for the required funding bank, seems it does not. Sincerely hope the absurdity of this will come to light and elicit some changes. For now taking the good with the bad.

  • April 24, 2020 |

    Online CDs 12 Month Rates

    Opened a one year, 2.28 APY CD yesterday. No trouble whatsoever. Seamless, intuitive website. Pages loaded quickly, layout clean and concise. Couldn't be happier!

  • April 24, 2020 |

    Online CDs 12 Month Rates

    They just went live with BrixDirect this month and had some issues early on. I just used their website and opened and funded a new 12 mo. CD in a matter of minutes. Once opened, it took only a few minutes to add a joint owner. So far, the best of the online banks I have experienced.

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