Marcus by GS Bank


General Online Bank Information

Deposits FDIC Insured Yes
Insured Bank Goldman Sachs Bank USA
FDIC Certificate # 33124
Date Established 1990
Assets $151.22 billion
Loans $50.68 billion
Deposits $105.89 billion
Capital $24.87 billion
Money that you deposit is held by Goldman Sachs Bank USA. Goldman Sachs Bank USA is an FDIC insured institution founded in 1990. It has approximately $151.22 billion in assets.

For a more detailed analysis of Goldman Sachs Bank USA's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates

Online CD Rates APY MIN MAX
6 Month CD
0.60% $500 - Learn MoreShow Less
12 Month CD
1.65% $500 - Learn MoreShow Less
18 Month CD
1.70% $500 - Learn MoreShow Less
24 Month CD
1.75% $500 - Learn MoreShow Less
36 Month CD
2.00% $500 - Learn MoreShow Less
48 Month CD
1.90% $500 - Learn MoreShow Less
60 Month CD
2.40% $500 - Learn MoreShow Less
Online Savings Rates APY MIN MAX
Online Savings Account
1.30% $1 - Learn MoreShow Less

Customer Reviews for Marcus by GS Bank (19)

  • Levebre

    November 18, 2017 |

    Online CDs 12 Month Rates

    Goldman throws around its big ad dollars and gets a lot in return. One thing that they are clearly getting from this site and others is a willingness to gloss over the fact that the early withdrawal penalties are exculpatory. 270 days of interest on a 1-year CD is not market! 3 months is. Think about that before you lock in. Barclays and Sallie Mae still charge only 180 days on a 5-year!

  • Zimiester

    October 28, 2017 |

    I will not be using them again. Two big downsides of GS Bank that I experienced. The first is how significant is their early withdrawal penalty and the second is that they do not have a grace period when opening an account. I tried to cancel an account that was funded two days ago and was charged with a whopping 1.2% penalty. First time I have ever lost money on a CD deposit.


    October 23, 2017

    Online CDs 12 Month Rates

    hard to get acct opened more than 5 day to get mini dep. made still waiting

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