Marcus



Overview

General Online Bank Information

Deposits FDIC Insured Yes
Insured Bank Goldman Sachs Bank USA
FDIC Certificate # 33124
Date Established 1990
Assets $157.95 billion
Loans $55.53 billion
Deposits $108.45 billion
Capital $25.23 billion
Money that you deposit is held by Goldman Sachs Bank USA. Goldman Sachs Bank USA is an FDIC insured institution founded in 1990. It has approximately $157.95 billion in assets.

For a more detailed analysis of Goldman Sachs Bank USA's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates

Online CD Rates APY MIN MAX
6 Month CD
0.60% $500 - Learn MoreShow Less
18 Month CD
2.10% $500 - Learn MoreShow Less
36 Month CD
2.25% $500 - Learn MoreShow Less
48 Month CD
2.30% $500 - Learn MoreShow Less
60 Month CD
2.60% $500 - Learn MoreShow Less
Online Savings Rates APY MIN MAX
Online Savings Account
1.50% $1 - Learn MoreShow Less

Customer Reviews for Marcus (22)


  • Leo Acuerdo

    January 31, 2018 |

    Online Savings Rates

    Rates are a little lower than the best rates, but it is quality outfit where service matters. I cannot say the same of all of the places on the list.

  • Heronva

    January 03, 2018 | | Replies 1

    Online Savings Rates

    I rate Marcus one star. Before Marcus, I had the GE account followed by the GS Bank. Now the name has changed to Marcus and it looks more like a brokerage account and advertisement for additional Goldman Sachs services and products. To many steps to review your posted transactions. I was expecting a Fed Gov't deposit on December 29th and it posted January 2, 2018. However, in other accounts (Sallie Mae and Fidelity) my allotments posted December 30th. What gives? Also, has anyone noticed how they post same day transactions? Your balances are sometimes out of sequence. For instance, how can the system list a deposit balance of $25,000 under the balance of $20,000? Balances are not rolling balances. They are posted more like stock positions in a brokerage account. Each deposit/withdrawal is listed like a stock purchase/sell. Just because Marcus has a high dividend rate, does not make it five stars. You can't email them concerns and the online chat limits topics of discussion. Telephone calls for assistance are hit and miss. If you are looking for bare bones... this is the account for you. If you need assistance, timely transactions to post, accurate tracking, or something out of the ordinary look elsewhere.

    Herman in Miami | Feb 24, 2018

    Agree, 100%

  • Levebre

    November 18, 2017 |

    Online CDs 12 Month Rates

    Goldman throws around its big ad dollars and gets a lot in return. One thing that they are clearly getting from this site and others is a willingness to gloss over the fact that the early withdrawal penalties are exculpatory. 270 days of interest on a 1-year CD is not market! 3 months is. Think about that before you lock in. Barclays and Sallie Mae still charge only 180 days on a 5-year!

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