My Savings Direct, a division of Emigrant Bank


General Online Bank Information

Deposits FDIC Insured Yes
Insured Bank Emigrant Bank
FDIC Certificate # 12054
Date Established 1850
Assets $6.29 billion
Loans $4.27 billion
Deposits $4.86 billion
Capital $1.26 billion
Money that you deposit is held by Emigrant Bank. Emigrant Bank is an FDIC insured institution founded in 1850. It has approximately $6.29 billion in assets.

For a more detailed analysis of Emigrant Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates

Online CD Rates APY MIN MAX
6 Month CD
2.15% $1,000 - Learn MoreShow Less
30 Month CD
1.30% $1,000 - Learn MoreShow Less
60 Month CD
1.65% $1,000 - Learn MoreShow Less
Online Savings Rates APY MIN MAX
Online Savings Account
1.00% $1 - Learn MoreShow Less

Customer Reviews for My Savings Direct, a division of Emigrant Bank (7)

  • Very, very disappointed

    June 21, 2018 |

    Online CDs 6 Month Rates

    I've been working with Dollar Savings Direct for some time now and saw this 2.15% 6 mo rate here so called and asked them to move me into that. They said no. They treat My Savings as completely different from DSD and make me start anew transfer the money in and out. What gives?

  • dsg

    September 13, 2016 |

    Online Savings Rates

    I am not a fan of the falling rates and the silly sales jobs on the website (gold, repossessed homes) but the transfers are always in my linked account the same day.

  • Frank LaPierre

    July 28, 2016

    Online Savings Rates

    Website also tried to sell gold and homes they have repossessed. Has anyone traded gold with them and what are your experiences?

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