My Savings Direct, a division of Emigrant Bank



2018 Overview

General Online Bank Information

Deposits FDIC Insured Yes
Insured Bank Emigrant Bank
FDIC Certificate # 12054
Date Established 1850
Assets $6.16 billion
Loans $4.11 billion
Deposits $4.73 billion
Capital $1.28 billion
Money that you deposit is held by Emigrant Bank. Emigrant Bank is an FDIC insured institution founded in 1850. It has approximately $6.16 billion in assets.

For a more detailed analysis of Emigrant Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - November 19, 2018

Online Savings and Money Market Rates APY MIN MAX
Online CD Rates APY MIN MAX

Customer Reviews for My Savings Direct, a division of Emigrant Bank (10)


  • Alison

    November 15, 2018 |

    Online Savings Rates

    It doesn't look professional at all, but the site is easy to set up and the rate is real.

  • To Hell with It

    September 06, 2018 |

    Online Savings Rates

    The standard Emigrant Bank MO for many years - they lure people in with a competitive rate and then assume we are too lazy or too busy to notice we are getting shafted as they rapidly cut it to near zero.

  • Pete G

    September 05, 2018 |

    Online Savings Rates

    I've been at this long enough to know the Emigrant game. When rates started rising, they raised the My Savings Direct rate to 1%. It stayed there until today. Meanwhile people who deposited were never getting a competitive rate. They did the same with Dollar Savings Direct which they raised 10 months ago to 1.80% to attract deposits but haven't raised since. They attract stupid money with all of these silly brands and make it impossible to do anything but close one account and open another in order to continue to continue to get a competitive rate. I am steering clear of this game.

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