Deposit Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD 5.17% 5.41% →
2-Year CD 0.15% 5.00% →
3-Year CD 4.58% 5.00% →
4-Year CD N.A. 4.55% →
5-Year CD 4.32% 4.55% →

2024 Overview

General Online Bank Information

Money that you deposit is held by IncredibleBank. IncredibleBank is an FDIC insured institution founded in 1967. It has approximately $1.97 billion in assets.

Deposits FDIC Insured Yes
Insured Bank IncredibleBank
FDIC Certificate # 19772
Date Established 1967
Assets $1.97 billion
Loans $1.42 billion
Deposits $1.68 billion
Capital $0.14 billion

For a more detailed analysis of IncredibleBank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - April 12, 2024

Online CD Rates
Online CD Rates APY MIN MAX
12 Month CD
5.17% $1,000 - Learn More
24 Month CD
0.15% $1,000 - Learn More
36 Month CD
4.58% $1,000 - Learn More
5 Year CD
4.32% $1,000 - Learn More
Online Interest Checking Rates
Online Interest Checking Rates APY Min Max
E-INT 0.05% $0 $250,000 See More


Climate Policy and Initiatives

IncredibleBank is encouraged to provide us with this information. When we receive this information from the online bank, we will provide it here.



Customer Reviews for IncredibleBank


  • May 21, 2021 |

    avoid this

  • April 29, 2021 |

    62 bps isn't so incredible if you need to go over FDIC limits with a B-rated bank to get it. The rate below that is 25 bps and then you still need $150,000.

  • April 25, 2021 |

    $300k is over FDIC limits for individuals. Do you accept joint accounts?

  • January 4, 2021 |

    The rate is 0.25% on balances under $300,000. Nobody in their right mind is going to go over $250,000 in this bank. Bestcashcow should remove it.

  • November 27, 2020 |

    I thought it was a good rate, but I am not going over FDIC limits in a bank I've never heard of.


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