TotalDirect, a division of City National Bank of Florida

Deposit Rates APY Vs.Others
Savings N.A. 1.60% →
1-Year CD 1.30% 1.55% →
2-Year CD 1.30% 1.45% →
3-Year CD 1.30% 1.46% →
4-Year CD N.A. 1.56% →
5-Year CD 1.30% 1.66% →

2020 Overview

General Online Bank Information

Money that you deposit is held by City National Bank of Florida. City National Bank of Florida is an FDIC insured institution founded in 1970. It has approximately $15.84 billion in assets.

Deposits FDIC Insured Yes
Insured Bank City National Bank of Florida
FDIC Certificate # 20234
Date Established 1970
Assets $15.84 billion
Loans $10.92 billion
Deposits $11.85 billion
Capital $1.89 billion

For a more detailed analysis of City National Bank of Florida's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - May 30, 2020

Online CD Rates
Online CD Rates APY MIN MAX
3 Mo CD
0.80% $25,000 - Learn More
12-Month CD
1.30% $25,000 - Learn More
24-Month CD
1.30% $25,000 - Learn More
36-Month CD
1.30% $25,000 - Learn More
60-Month CD
1.30% $25,000 - Learn More



Customer Reviews for TotalDirect, a division of City National Bank of Florida


  • December 01, 2019 |

    It says: "Please note: TotalDirectBank can conduct business anywhere in the US with the exception of California, Florida, Puerto Rico, American Samoa, Guam, Northern Mariana Islands, Puerto Rico and US Virgin Islands." Nice of them to say twice that they won't do business with people from PR!

  • November 07, 2019 |

    More than a handful of annoying things but I finally go the account opened. It won't work for you if you live in Florida, California, Hawaii, Guam, etc.

  • October 23, 2019 |

    I couldn't tell if my application was received so entered it multiple times. Then was rejected for being a Florida resident. Parent bank is called City National Bank of Florida and they are descriminating against FL residents?

  • October 08, 2019 |

    Online CDs 12 Month Rates

    Pros: easy to open, could reach a phone rep easily. Cons: not the smoothest application process, couldn't figure out whether application was received so I entered it multiple times. I also did not like that I had to go back and link accounts through the accounts (not through entering check numbers) which I really didn't like (I had seen this once before on Radius). Overall, was worthwhile as I can't beat the rate.

  • September 24, 2019 |

    Online CDs 12 Month Rates

    Too bad - CD Rates and market not available to Florida, California and Puerto Rico Residents

Add Your Review

Rate it here →