Articles

Selected category: CDs

Are CDs losing their place in a saver's portfolio? Savings data seems to suggest yes, at least for now.

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Share Plus Federal Bank in Plano, Texas is offering a 2% APY 12-month CD rate good for terms between 1-5 years.

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Top online savings rate @ 1.05% APY. Top online CD rate at 1.85% APY. Economy showing signs of life. Rate outlook: Unchanged.

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Average CD rates dip while online savings remain steady. Top national CD rate at 1.85% APY. Top online savings rate at 1.05% APY. Rate forecast: continued slow decline.

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Sustained, historically low interest rates have made CDs a less interesting part of an investor's portfolio, but can they still provide value when compared to a savings account?

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Top Savings Rate 1.25% APY. Other bank averages down. Mortgage rates falling with deposit rates. Rate forecast and more.

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Average CD rates continue to drop while average online savings remain firm. Top nationally available rate is 1.85% APY. Rate outlook is still for gradual decline in rates until 2014.

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Savings and CD rate projections, how to maximize your cash return, and key factors for savers and investors to watch in 2013.

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Average 5-year CD rate dips to 1.165% APY, online savings average rate at .731% APY. Fed sets targets for interest rates. Black swan, part I.

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Savings and CD rates continue to drift lower. Is it better to open an online savings account or a 3 year CD? Interest rate forecast redux.

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Digital Credit Union is currently offering an 8-month CD that pays 1.50% APY. That's higher than every 1 year, 2 year, and and almost all three year CDs listed.

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With interest rates at historical lows, and likely to remain there for years to come, is investing in CDs still a viable investment strategy?

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Savings and CD rate recap, savers and the election, the move into risky assets, and more.

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When you put your hard earned money in a Certificate of Deposit, usually known as a CD, make sure that not only are you getting a CD with the best interest rate, but also if your bank fails or merges with an other institution, your money is secure. You can do that by making certain that your account is FDIC insured and follows the FDIC guidelines.

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Wondering whether to open a long-term CD and get the most yield, or a short-term CD and hope that rates move up? It's a question I get asked all the time. While there is no absolute answer, there are several factors to consider that may help you make a decision.

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