Farmers and Merchants Bank 4.51% APY Rewards Checking

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Farmers and Merchants Bank if offering a 4.51% APY that is nationally available. The best part of it is that the rate is good on amounts up to $50,000.

Farmers and Merchants Bank is offering a 4.51% APY that is nationally available.  The best part of it is that the maximum investment amount that receives this rate is $50,000.  After $50,000 the rate drops to 1.54% APY.

As the BestCashCow rewards checking table shows, the rate is not as competitive as some other rewards checking accounts but most banks only offer their most competitive rates on balances between $10,000-$30,000.

To get this top rate you must do the following:

  • Make 10 Check Card Transactions
  • Set Up One Direct Deposit or ACH auto debit
  • Enroll and receive electronic statements
  • Access NetTeller online banking

Farmers and Merchants Bank is FDIC insured.

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