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I Have a Chronically Torn ACL and Am Not Surprised Drew Stanton Played Out the NFL Season with One Image Courtesy: Sporting News

I Have a Chronically Torn ACL and Am Not Surprised Drew Stanton Played Out the NFL Season with One

Two years ago, I was playing soccer in Riverside Park in New York.  I tore my left meniscus.  At that point, an MRI confirmed that I had a chronically torn Anterior Crucial Ligament (ACL) in the same knee.   In other ... Read →

10 Ways Not to Make Big Bucks - Revisited After 10 Years

Ten years ago, I wrote an article entitled 10 Ways Not to Make Big Bucks.  I had been frustrated then by the success of so many at the same time a... Read →

How to Improve Your Credit Score

Consistently Pay Your Bills on Time

One of the most important components to improving your credit score is to consistently pay your bills on time. This does not solely apply to credit cards, auto loans or mortg... Read →

Help Retirees Save an Estimated $17 Billion/Year with New Labor Law

The Department of Labor is considering a new law that would tighten the advise that financial advisors can give to their clients. The White House Council of Economic Advisers estimates the ruling would save retirees up to $17 billion per year.

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Why Every Investor Should Have Their Money in No-load Index Mutual Funds

Surveys show that most investors have only a rudimentary idea of what their mutual funds are invested in. But there are some simpl... Read →

New Lender Earnest Launches with Unsecured Loans As Low as 4.25% APR

Earnest is a Silicon Valley start-up that has launched to offer consumers unsecured loans with rates as low as 4.25% APR. Loans are up to $30,000.

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Why are Some Banks Also Trusts and What Does It Mean?

Searching through the BestCashCow bank database, there are 722 institutions that are not only banks but that have Trust in their name. For example: Century Bank and Trust Company, or Alliance Bank in Trust Company. What does the Trust pa... Read →

GE Capital Bank or GE Capital Retail Bank: Which GE Subsidiary Bank Should You Use? Image Stuart Miles at FreeDigitalPhotos.net

GE Capital Bank or GE Capital Retail Bank: Which GE Subsidiary Bank Should You Use?

GE Capital has now moved heavily into the online savings bank arena, launching two separately FDIC insured online banks in 2013.

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Living Trusts: Financial Advantage or Fiduciary Nightmare? Four Things to Consider Image njaj at FreeDigitalPhotos.net

Living Trusts: Financial Advantage or Fiduciary Nightmare? Four Things to Consider

Most people who want to leave money or property to their heirs think the best thing they can do is create a will. While a will is a good thing to consider—and it's certainly better than having nothing at all - here is a better option for some people. If you have accumulated significant assets (including property value), fear there may be a dispute over your assets when you pass on, own real estate in another state, or want to keep your affairs strictly private - out of publicly accessible court documents - then you may want to consider a living trust instead of a regular will.

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Accounting Fraud or Not, Hewlett Packard Has Proven to Be A Huge "Value Trap"

Hewlett Packard asserted on November 20, 2012 that it was the victim of massive accounting fraud in its October 2011 $10 billion acquisition of Autonomy. The issue of whether fraud occurred is fascinating, but secondary to the reality that Hewlett Packard - like no other stock in recent history - demonstrates the danger of chasing dividends and looking at PE ratios. Does the stock represent value here?

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Intel (INTC): Is there a future for Dividend Growth? Image Image courtesy of jannoon028 at FreeDigitalPhotos.net

Intel (INTC): Is there a future for Dividend Growth?

With continuous dividend growth since 2004, and an astonishing dividend growth of 24% in 2011, Intel remains a safe bet for dividend investors.

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Is There Such a Thing As a High Dividend Yielding Stock that Is Too Ripe to Hold? Image Image courtesy of hywards at FreeDigitalPhotos.net

Is There Such a Thing As a High Dividend Yielding Stock that Is Too Ripe to Hold?

Earlier this month, Michael Santoli in his article, "Starting to Smell a Little Ripe" noted, "While it's perfectly reasonable for a mature, no-growth business to redirect what cash it generates to shareholders, the notion of investor-pleasing, dividend-boosting blue-chip stock of a structurally challenged company can't persist forever." Santoli makes a nice case of this argument with Waste Management in his article, but can the same be said for other stable, mature, and high dividend companies?

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Chevron (CVX) Continues Pumping Oil and Dividends Image Image courtesy of Sujin Jetkasettakorn at FreeDigitalPhotos.net

Chevron (CVX) Continues Pumping Oil and Dividends

Chevron has increased annual dividend to shareholders every year for the last 25 years with dividend growth likely to continue in the years to come.

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Microsoft: A Confounding Story for Investors Image Image courtesy of KROMKRATHOG at FreeDigitalPhotos.net

Microsoft: A Confounding Story for Investors

Microsoft has an ever-growing stash of cash and short term investments totaling over $60 Billion, but still has a long way to go before catching up to competitors like Apple and Google in the mobile, online, and consumer markets.

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Snacking on Kraft (KFT): A Solid Dividend Payer Image Image courtesy of Ambro at FreeDigitalPhotos.net

Snacking on Kraft (KFT): A Solid Dividend Payer

With a market capitalization of $71B, a Beta of 0.54, and a dividend yield of 3%, Kraft Foods Inc. deserves a place in the portfolio of a conservative investor looking for the preservation of capital and solid dividend payments.

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