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Four Advantages to Hiring a New Real Estate Agent

Finding the real estate agent is the best way to get a deal on a new house. But what type of agent is better - one who is just starting out or one who has been in the business for several years. While both types of agents have their advantages, here are some advantages that a new real estate agent has over the older ones.

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The best savings account rates remain near the 2% range this week. Everbank tops the list with their guaranteed 2.25% 3-month promo rate for new money. Southern Community Bank has the highest non-promo rate with their Ready Saver Account.

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Citigroup recently informed the majority of it's checking account customers that it reserves the right to require seven days notice on withdrawals. Does this mean Citi is fearing a run on the bank?

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In 2001 Goldman Sachs structured a complex transaction to allow the Greek government, currently at risk of default, to report artificially lower debts.

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The Obama Administration is considering prohibiting home foreclosures that haven't been reviewed for assistance under the HAMP program. According to Bloomberg: "The proposal, reviewed by lenders last week on a White House... Read →

The average rate on a 30-year fixed rate mortgage rose by 12 basis points from 4.93% to 5.05% according to data from Freddie Mac. The BestCashCow averages also showed a rise, with the average 30-year fixed rate mortgage moving from 5.031% to 5.042%. 30-year mortgage rates continue to dance around the 5% range.

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BankUnited of Florida is offering a competitive 3.25% APY 4-year CD and a 3.50% APY 5-year CD. These are some of the best cd rates for these terms according to the BestCashCow rate tables. The minimum balance to obtain this rate is... Read →

Five Ingredients for Debt Disasters

Many of us have financial habits that get us into debt trouble. Here are some of those habits so you can look at your self and see if there are some changes that need to be made.

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Applications for Home Loans Continue Dropping

Subprime mortgages, the housing bubble and rising interest rates have plagued the industry. Now the number of loan applications is going down, too. How much more can the housing industry endure?

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In the Fed's semiannual report to Congress, Chairman Ben Bernanke reiterated that rates will stay low for an extended period. How long is an extended period? Certainly through 2010 and perhaps longer in my opinion. Here's what... Read →

BestCashCow's Lynne Ashminov interviews Tom Doe from Municipal Market Advisors on Build America Bonds. What are they and do they present an opportunity for the individual investor?

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If the new credit card regulations have gotten you confused, we have a simpler and more condensed version of them to help you understand them better.

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There is a lot of talk about mortgage rates going up soon. But what is behind the talk and how likely is it?

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National Capital Also Leads in Credit Card Debt

Which states have the highest and lowest rates of delinquent credit card payments? Is there good news coming from the credit card industry? Hardly.

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Former Fed Chairman Alan Greenspan said today that the current financial crisis is 'by far' the worst in history. Speaking at the Credit Union National Association’s Governmental Affairs Conference in Washington, he said that... Read →