BankUnited Offering Competitive CD Rates - 3.25% APY 4-Year CD and 3.50% APY 5-Year

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BankUnited of Florida is offering a competitive 3.25% APY 4-year CD and a 3.50% APY 5-year CD. These are some of the best cd rates for these terms according to the BestCashCow rate tables.

The minimum balance to obtain this rate is $5,000. The CDs are available nationally and can be opened online. Once an application is completed, BankUnited will send a signature card. This must be notarized and sent back along with a check for an amount over $5,000.

To withdraw funds once the CD has matured, a notarized letter must be sent to the bank requesting the funds. The will then be mailed back.

BankUnited is a large Florida-based bank tha was taken over by the FDIC in May 2009 and sold to a consortium of private equity investors led by WL Ross (see this overview of BankUnited).The new owners have recapitalized the bank by injecting over $600 million of their own money together with an estimated $4.9 billion in FDIC funds.  All money deposited into BankUnited is insured up to FDIC limits.  

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