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Cramer is bragging about how his fund returned more than 20% this year- Equally the S and P and way behing the NASDAQ- big whoop.

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A credit score is a prized number for some and a serious hindrance for others. Weather you are trying to get car insurance, a new – or first - credit card, a new job or a cell phone, this number will affect your acceptance and interest rate. Most people know the term credit score, but few know what it actually is.

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The average rate on a 30-year fixed mortgage dropped slightly over the past week, moving from 4.99% to 4.98% according to data from Freddie Mac. This is consistent with data from the BestCashCow rate tables which show average 30-year... Read →

Four Advantages of Buying a Foreclosed Home

Foreclosed properties can be a great investment if you know how to negotiate with banks and fix up houses.

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Most investors understand that trading stocks is a volatile and difficult game to play. Long-term investors, however, who stick to their strategy almost always come out on top. Here are four key tenets any serious value investor will know about.

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I support Barack Obama's position of brushing aside climate change deniers and was pleased that his State of the Union address - while vague in many ways - spoke of the need to develop green energy solutions and to employ people in these... Read →
After an historic 9 month rally in the US stock markets the upside looks limited and the bear market looks ready to resume. In the short term the US stock market is facing a lot of hurdles and I think an opportunity exists to short the US... Read →

The Obama administration has launched a new program that is designed to help homeowners in the foreclosure avoidance program. What do the new guidelines mean for you?

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Foreclosures and mortgage defaults have been a major problem in this economy. Does the decrease in defaults throughout California signal a turnaround?

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Federal Reserve Chairman Ben Bernanke was confirmed by the Senate for a second term by a 70 to 30 vote this evening.

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Steve Jobs is the most brilliant manager ever, and the iPad is his way of celebrating his victory. Here is how he is doing it.

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For those optimists talking up a housing recovery they might want to stop and take a deeper look into the housing crisis. Analysts at the Amherst Securities Group believe the market faces about 7 million properties that are likely to be... Read →
California thirty-year general-obligation munis are yielding close to 5.7% and more than 9% when the tax advantages are calculated. The question is, are they safe? Governor Schwarzenegger insists they are. Brett Arends from the Wall... Read →
How does the current unemployment rate impact the President's approval ratings? Quite a bit in President Obama's case according to the Pew Research Center for People and the Press. According to the research, President Obama's... Read →

Regulators are hell-bent on getting taxpayer money back and preventing another financial crisis in the future. However, haggling about personal aircraft use and committee hearing agendas doesn't really solve the problem.

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