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California thirty-year general-obligation munis are yielding close to 5.7% and more than 9% when the tax advantages are calculated. The question is, are they safe? Governor Schwarzenegger insists they are. Brett Arends from the Wall... Read →
How does the current unemployment rate impact the President's approval ratings? Quite a bit in President Obama's case according to the Pew Research Center for People and the Press. According to the research, President Obama's... Read →

Regulators are hell-bent on getting taxpayer money back and preventing another financial crisis in the future. However, haggling about personal aircraft use and committee hearing agendas doesn't really solve the problem.

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The Federal Reserve released its Federal Open Market Committee statement today and the most noticeable aspect was confirmation that it is winding down its purchase of mortgage backed securities. The statement says: "To provide... Read →

The hype meter on the iPad device got so high over the past few weeks that we expected the new device to surf the web, cook a meal, and do the laundry. Unfortunately, the device doesn't do any of that, or anything at all that would make it succeed where other tablet devices have failed.

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Reliabank Dakota, a South Dakota based community bank is offering a nationally available rewards checking account that currently pays 4.07% APY.

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The Fed is in a difficult situation as the self imposed deadline to halt its purchases of mortgage securities looms on March 31, 2010. These purchases of mortgage securities by the Fed are referred to as quantitative easing, which is... Read →

CD Laddering

How to maximize varying bank interest rates and create liquidity among certificate of deposits.

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Four Obstacles to Getting a Mortgage

Many people have a dream of owning their own home, but they have several obstacles standing in their way. Fortunately, these obstacles can be overcome.

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Once again, municipals held on to low nominal yields; however, tax-exempts did lag the Wednesday and Thursday flight to safety rally in Treasuries last week. More muni participants are actively discussing the possibility of a correction in prices this week: a reasonable development noting moderate institutional gains taking on Friday and the potential for a stock market rebound early this week. If yields do rise, long bonds appear most vulnerable.

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An article in CNN Money piqued my interest. It states that many banks are worried about a future of rising rates on deposits.

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After a nine month historical run up to the tune of 70% plus gains in the stock market. Let's look at seven reasons why I think the next sustained market move will be down: Home building, Debt, Commercial real estate, adjustable rate mortgages, Unemployment, Market sentiment & Corporate profits

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Apple is an amazing company that has transformed the way that we live, but they are preparing for their biggest failure in years.

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Is it investment efficient to accept CD penalties for early withdrawal, to reinvest if rates rise?

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Mortgage Rates Continue to Drop

The Wall Street Journal reported that mortgage rates have dropped for the third consecutive week. What will this mean for the housing industry and the economy as a whole?

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