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There are several types of municipal bonds but general obligation bonds are the safest. Here's how you can ensure you are purchasing or holding general obligation bonds.
Read →Here is another look at the B word, bankruptcy, and how your lender treats it. If you have gone through a BK recently or are considering it, you may want to take a look at this.
Read →The Adjustable Rate Mortgage
Far too many people make a blanket statement regarding the ever popular two year Adjustable Rate Mortgages. There is a time and a place for them in any interest rate environment; take a look.
Read →FEAR AND GREED the two emotions of the stock market
Maybe you have seen the ads for the trading systems that were going to revolutionize market trading as we know it, or maybe you didn't catch them before they disapeared. I have a theory about that.
Read →Hi there, here is a lengthy series on investing for retirement. I will not get into specific stocks, bonds, or mutual funds, though I will talk about them. Take a look and you may be able to save yourself some stress and heartache in the future.
Read →Hi there, here is a brief article on investing and learning to invest. You may be surprised to find the best too is watching TV. Now you have to figure what to watch.
Read →Century Bank Direct is offering a 15-Month CD that pays 2.25% APY. It is also offering several other competitive products including a 2.09% APY 10 month CD and a 2.35% APY 20 month CD.
Read →Here is another look at bond funds and some things to be aware of, such as turnover rate. Mutual funds whose portfolio is turned over frequently often are just one big tax nightmare for the funds investors.
Read →A little paid attention to area in mutual funds are their cash reserves. How do you like paying some fund manager two percent of you money for hoarding cash? Managers do it all the time so stick around and see why.
Read →Paying Points On Your Home Loan - A Good Idea?
Hi there, welcome to part two on points, commission, fees and expenses. In this installment we talk about using points to buy down your rate on your mortgage. Crunch the numbers and do what makes financial sense.
Read →Here is the first part of a series regarding fees, loads, expenses, etc. In this first part we have just covered funds, but later we will cover other areas where fees are charged.
Read →Here is some great information on different aspects of the loan process, and how a lender looks at borrowers.
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