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More transparency is coming to the municipal bonds market which is good for all investors. The SEC just approved the electronic disclosure of municipal bonds issues on a website available free of charge.

The past week wasn't too bad on the stock market, as we got a short-covering rally on Friday. But, the news flow isn't just bad, it is terrible.

I was absolutely amazed at what I discovered when I called 1-800-Journal with an inquiry about my subscription.

Fed Funds Futures are giving a greater than 50% probability the Fed will cut rates to .25% at its December 16th meeting. As we get closer to 0%, our situation starts to look a lot like Japan in the early 1990s.

The U.S. recession deepened last month as U.S. companies shed jobs at the fastest rate in more than 30 years, pushing the unemployment rate to its highest level in 15 years

Do you have car or life insurance through the AARP? If so, you might want to check to make sure you are getting the best deal.

Schwab is launching a new credit card called the Bank Invest First Visa Signature Card that rebates 2% back on purchases. That's one of the highest rebates percentages I've seen.

The State Bank of India has upped the ante in the rate game and has bucked the trend of recent rate decreases. It now has the top 6 month and 12 month certificate of deposit (CD) rate.

For the first time in 50 years the dividend yield on the S&P 500 beats the yield on 10 Year Treasury Notes. Does this mean anything?

Goldman Sachs announced it apparently weighing opening an internet bank, according to the Wall Street Journal.

Harvard has lost extraordinary amounts of money. Harvard will survive, but the question is what this signals for other non-profits that cannot absorb these types of losses.

Here is a risky strategy that I am following as interest rates move lower.

DollarSavingsDirect, an online division of Emigrant Bank is offering a 16 month CD at 4% APY.

Harvard today announced that its endowment had dropped by 22% or $8 billion. The loss is greater than the total endowments of all but 4 universities. This marks the popping of one of the last bubbles - higher education.