Articles

In his 2014 State of the Union address President Obama introduced the myRA account and said that the Treasury was taking action to make it available by the end of the year. The account will offer a decent rate of return for a federally guaranteed savings product but comes with some limitations.

The Fed is still trying to stimulate the economy, including raising the inflation rate. Could it use a theoretical concept called "surprise inflation" to shock the economy and give it a lift? How would "surprise inflation" impact savers and borrowers?

A person who has put together $5 to $10 million in liquid assets needs to manage cash differently from someone with $50 million +.

Credit Union West in Arizona is offering some very attractive rates on CDs and rewards checking accounts for those living in Maricopa or Yavapai counties.

There is a new credit card to consider if you want to accumulate hotel points and travel frequently to London or Paris.

I have recommended debt-side Structured Notes as instruments to add to a balanced portfolio, but Barclays Capital's latest offering is one that I particularly dislike.

Sol Nasisi, the President and Chief Rate Analyst at BestCashCow, provides his insight on what to expect savings rates to do in 2014. Helpful reading for anyone trying to decide where to put their cash in 2014.

A recent experience I had with an online bank after they lowered their online savings rate demonstrates how perilous rate chasing can quickly become.

The end of the year presents a good time for savers and investors to take stock of their financial position not only because it is a reflective period but because there are some very real financial deadlines associated with December 31. Missing them or not being aware of them could cost you a bundle. Here are a few things that every saver should do in the next couple of weeks, if you haven't done them already.

Pentagon Federal Credit Union (PenFed) upped the rate on its 5 and 7 year money market certificates (CDs) to 3.04% APY, the first return to 3% in a long while for the 5 year term.

What are Bitcoins and should you get involved with the new currency that is all over the news and media.?

Travelers and credit card users should not despair over recent devaluations. There is still value in the Hyatt and United progams.

I have written several previous articles on this website about Structured Notes. Structured Notes involve real risks. I continue to advocate that those Notes based entirely on equity or currency baskets should be avoided all together in favor of better instruments in the ETF and hedge fund spaces. Nevertheless, I continue to believe that those trying to put money away safely with a long horizon can pick up yield by placing some small part of their assets in debt-side Structured Notes.