Articles

The conventional wisdom regarding Bank of America's decision to delay the imposition of fees on checking account holders who do not maintain a minimum balance has been that they were fearful of a consumer backlash similar to the one they experienced last year. It is not that simple.

Is the housing market in a definite upswing nationally? If you have held off buying a home, is now the time to act before prices go much higher?

Savings and CD rates continue to drift lower. Is it better to open an online savings account or a 3 year CD? Interest rate forecast redux.

Third quarter 2012 data reported to the National Credit Union Administration (NCUA) shows that credit union membership increased by 742,847 individuals to 93.9 million members.

Savings and CD rates continue to drop, except for online savings and money market accounts. The economy continues to trudge along. The online savings account and CD spread continues to widen, making a good case for opening online savings and money market accounts.

Digital Credit Union is currently offering an 8-month CD that pays 1.50% APY. That's higher than every 1 year, 2 year, and and almost all three year CDs listed.

A new report from Fannie Mae indicates that many U.S. mortgage shoppers are leaving thousands of dollars on the table when they apply and close a mortgage.

Savings and CD update and analysis, strong holiday shopping and interest rates, analyzing different CD terms for the best yield versus time commitment.

With yet another economic crisis looming on the horizon, this time in the form of the Fiscal Cliff, how will interest rates react if negotiations fail?

Hewlett Packard asserted on November 20, 2012 that it was the victim of massive accounting fraud in its October 2011 $10 billion acquisition of Autonomy. The issue of whether fraud occurred is fascinating, but secondary to the reality that Hewlett Packard - like no other stock in recent history - demonstrates the danger of chasing dividends and looking at PE ratios. Does the stock represent value here?

Savings and CD rate trends, important news for savers, and my weekly rate forecast.

In June 2011, ING Group agreed to sell ING DIRECT USA to Capital One for $9 billion. Since then, many ING Direct’s customers have feared that their beloved bank would change. Beginning February 2013, the bank will be known as Capital One 360, but what other changes will come in association with this merger?

With interest rates at historical lows, and likely to remain there for years to come, is investing in CDs still a viable investment strategy?

With Obama's re-election to a second term, Bernanke's job as Chairman of the Fed is now safe. Akin to what Bernanke's been doing, the Fed will most likely continue to keep rates low and print more money.

Savings and CD rate trends, the impact of the fiscal cliff on savers, and my weekly rate forecast.