People's Bank and Trust of Pickett County Offering 1.90% APY 12-Month CD

People's Bank and Trust of Pickett County is offering is offering a 1.90% APY 12-Month CD. That's one of the most competitive 12-month cd rates for any bank in the country. There is a minimum balance requirement of $25,000 to get that rate and it must be opened in a branch. People's Bank and Trust Company of Pickett County is an FDIC insured institution located in Byrdstown, TN. It was founded in 1978 and has approximately $0.13 billion in assets. Customers can open an account via one of its one branch also located into Byrdstown, TN. The bank does have a relatively high Texas Ratio of 74.84% versus the national average of 24.44%. The lower the Texas Ratio the better when evaluating bank safety and soundness.

Don't live anywhere near Byrdstown, TN? You can't get this deal but there are still plenty of attractive local cd rates which you can find by checking our local cd rates page.

For those that prefer to bank online, the top nationally available 12 month online cd rate is 1.25% APY from Nationwide Bank.