3-Year Auto Loan Rates

Find the best New Jersey 3-Year Auto Loan rates and car loan rates with a loan amount of $25,000. Compare payment and rate to find the best car loan for your vehicle in New Jersey. Click on the lender links below for more information about each offer.

New Jersey 3-Year Auto Loan

July 2, 2025 Average Rate: 6.00%

Lender APR (%)? Monthly Payment
Municipal Credit Union
Updated 01/18/2021
Restrictions
2.29% $719.23
Capital One, National Association
Updated 04/16/2020
4.76% $746.58
Pnc Bank, National Association
Updated 10/04/2022
5.34% $753.09

Data provided by BestCashCow

APR (Annual Percentage Rate) is the rate that incorporates monthly compounding charges to express the a finance charges as an annual rate.

Rates provided by BestCashCow are based on loan amount of $25,000 and a variety of factors including credit score and loan to value ratios. For specific requirements please check with the lender. Rates may change at any time.

New Auto Loans - Rates are based on a $25,000 loan in New Jersey for a purchase transaction of a new vehicle. Discounts indicate the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates are subject to change without notice.


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