Find the best New York 3-Year Auto Loan rates and car loan rates with a loan amount of $25,000. Compare payment and rate to find the best car loan for your vehicle in New York. Click on the lender links below for more information about each offer.
September 18, 2026 Average Rate: 6.35%
| Lender | APR (%)? | Monthly Payment | ||
|---|---|---|---|---|
|
Pentagon Credit Union Updated 06/25/2020 Restrictions |
2.14% | $717.59 | ||
|
Municipal Credit Union Of New York Updated 01/18/2021 Restrictions |
2.29% | $719.23 | ||
|
Affinity Credit Union Updated 08/27/2019 Restrictions |
2.49% | $721.42 | ||
|
Hudson Valley Credit Union Updated 08/27/2019 Restrictions |
2.74% | $724.17 | ||
|
Visions Credit Union Updated 09/13/2019 Restrictions |
2.75% | $724.28 | ||
|
Navy Federal Credit Union Credit Union Updated 01/30/2023 Restrictions |
2.99% | $726.92 | ||
|
Melrose Credit Union Updated 08/27/2019 Restrictions |
2.99% | $726.92 | ||
|
State Employees Cu Of Maryland, Inc Credit Union Updated 01/17/2020 Restrictions |
2.99% | $726.92 | ||
|
Virginia Credit Union, Inc., Credit Union Updated 06/03/2019 Restrictions |
2.99% | $726.92 | ||
|
Solvay Bank Updated 08/14/2019 |
3.00% | $727.03 | ||
|
Teachers Credit Union Updated 09/13/2019 Restrictions |
3.09% | $728.02 | ||
|
Fourleaf Credit Union Updated 08/27/2019 Restrictions |
3.14% | $728.57 | ||
|
Eastman Credit Union Updated 09/02/2019 Restrictions |
3.30% | $730.34 | ||
|
Adirondack Bank Updated 09/10/2019 |
3.50% | $732.55 | ||
|
First National Bank Of Scotia Updated 09/10/2019 |
3.59% | $733.55 | ||
|
Rhinebeck Bank Updated 09/10/2019 |
4.04% | $738.54 | ||
|
Watertown Savings Bank Updated 08/14/2019 |
4.25% | $740.88 | ||
|
Steuben Trust Company Updated 09/10/2019 |
4.35% | $742.00 | ||
|
Capital One, National Association Updated 04/16/2020 |
4.76% | $746.58 | ||
|
The Bank Of Greene County Updated 12/09/2022 |
4.99% | $749.16 | ||
|
Data provided by BestCashCow |
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APR (Annual Percentage Rate) is the rate that incorporates monthly compounding charges to express the a finance charges as an annual rate.
Rates provided by BestCashCow are based on loan amount of $25,000 and a variety of factors including credit score and loan to value ratios. For specific requirements please check with the lender. Rates may change at any time.
New Auto Loans - Rates are based on a $25,000 loan in New York for a purchase transaction of a new vehicle. Discounts indicate the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates are subject to change without notice.
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Last Update on September 17, 2026
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