3-Year Auto Loan Rates – Texas

Find the best Texas 3-Year Auto Loan rates and car loan rates with a loan amount of $25,000. Compare payment and rate to find the best car loan for your vehicle in Texas. Click on the lender links below for more information about each offer.

Texas 3-Year Auto Loan

September 18, 2026 Average Rate: 5.98%

Lender APR (%)? Monthly Payment
Tower Credit Union
Updated 01/17/2020
Restrictions
1.99% $715.96
Pentagon Credit Union
Updated 06/25/2020
Restrictions
2.14% $717.59
American Airlines Credit Union
Updated 08/27/2019
Restrictions
2.35% $719.89
Randolph-brooks Credit Union
Updated 09/04/2020
Restrictions
2.45% $720.99
Navy Federal Credit Union Credit Union
Updated 01/30/2023
Restrictions
2.99% $726.92
State Employees Cu Of Maryland, Inc Credit Union
Updated 01/17/2020
Restrictions
2.99% $726.92
Virginia Credit Union, Inc., Credit Union
Updated 06/03/2019
Restrictions
2.99% $726.92
Gecu Credit Union
Updated 08/27/2019
Restrictions
3.24% $729.68
Eastman Credit Union
Updated 09/02/2019
Restrictions
3.30% $730.34
Usaa Federal Savings Bank
Updated 10/11/2022
4.44% $743.00
Security Service Credit Union
Updated 08/27/2019
Restrictions
4.50% $743.67
Capital One, National Association
Updated 04/16/2020
4.76% $746.58
United Nations Credit Union
Updated 09/13/2019
Restrictions
5.50% $754.90
Jovia Financial Credit Union
Updated 02/28/2023
Restrictions
5.79% $758.17

Data provided by BestCashCow

APR (Annual Percentage Rate) is the rate that incorporates monthly compounding charges to express the a finance charges as an annual rate.

Rates provided by BestCashCow are based on loan amount of $25,000 and a variety of factors including credit score and loan to value ratios. For specific requirements please check with the lender. Rates may change at any time.

New Auto Loans - Rates are based on a $25,000 loan in Texas for a purchase transaction of a new vehicle. Discounts indicate the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates are subject to change without notice.


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