Access Bank

8712 West Dodge Road
Omaha, NE 68114

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58727
Date Established 2007
Assets $0.51 billion
Loans $0.40 billion
Deposits $0.43 billion
Capital $0.06 billion

Access Bank is an FDIC insured institution located in Omaha, NE. It was founded in 2007 and has approximately $0.51 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of Access Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Access Bank’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Nebraska, Access Bank has a significantly higher percent of Multifamily Mortgages, Small Business Loans, Construction and Development Loans, Commercial Real Estate, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 19.24
Multifamily
Mortgages
6.66
Credit Card Loans 0.00
Consumer Auto Loans 0.15
Small Business Loans 12.40
Construction and Development Loans 11.54
Commercial Real Estate 34.96
Commercial and Industrial Loans 25.48
Farm Loans 0.60

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.25% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.40% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.10% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.60% $1,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.10% $1 $24,999 Learn MoreShow Less
MM 25K
0.10% $25,000 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $1,000 $9,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Access Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Access Bank
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Branches

Access Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Access Bank Locations

Financial Details

Access Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Access Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Access Bank U.S. Bank Average
0.3% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Access Bank had $203,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $62,867,000 in equity and $4,223,000 in loans loss reserves. That gives it a Texas Ratio of 0.3%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Access Bank U.S. Bank Average
6.47% 8.58

Access Bank has a Return on Equity of 6.47% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Access Bank U.S. Bank Average
12.23% 12.11

Access Bank has a Capitalization of 12.23% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Access Bank Balance Sheet Analysis

As of June 30, 2017, Access Bank had assets of $514,075,000, loans of $399,819,000, and deposits of $432,964,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Access Bank

Branches and Savings

Is Access Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58727.

Why does Access Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Access Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Access Bank a commercial bank?

Yes

Where are Access Bank locations?

See branch locations nearby.

Is Access Bank open on Saturdays?

Is Access Bank open on Sundays?

What time does Access Bank open?

What time does Access Bank close?

Are Access Bank ATMs Open 24/7?

Do Access Bank ATMs accept cash deposits?

Can Access Bank customers use other ATMs?

Do Access Bank branches have notaries?

Will Access Bank notarize my document?

What address for Access Bank should I put for incoming ACH transfers?

Will the Access Bank branch print checks?

Do Access Bank checks expire?

Does Access Bank require US citizenship to open account?

Can Access Bank close my account?

Does Access Bank Report to credit bureaus?

Does Access Bank Use Equifax?

What is Access Bank's ACH Routing Number?

What is Access Bank's SWIFT code?

Products

Does Access Bank offer mortgages?

Compare mortgage rates here.

Does Access Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Access Bank offer personal loans?

Compare personal loan rates here.

Does Access Bank offer student loans?

Will Access Bank cash a check?

Will Access Bank redeem a savings bond?

Does Access Bank cash savings bonds?

Will Access Bank cash money orders?

Can Access Bank issue a money order?

Does Access Bank do currency exchange?

Background on The Bank

Who owns Access Bank?

How long has Access Bank been around?

Can Access Bank transfer to other banks?

Does Access Bank have quick pay?

Does Access Bank accept rolled coins?

Will Access Bank accept loose change?

Where is Access Bank headquarters?

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