Bank of Kampsville

Broadway And North Street
Kampsville, IL 62053

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 11750
Date Established 1908
Assets $0.11 billion
Loans $0.05 billion
Deposits $0.09 billion
Capital $0.02 billion

Bank of Kampsville is an FDIC insured institution located in Kampsville, IL. It was founded in 1908 and has approximately $0.11 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of Bank of Kampsville's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Kampsville’s loan portfolio are 1-4 Family Residential Loans, Consumer Auto Loans, and Farm Loans.

Compared to other banks, Bank of Kampsville’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 34.63
Multifamily
Mortgages
0.24
Credit Card Loans 0.00
Consumer Auto Loans 9.33
Small Business Loans 5.43
Construction and Development Loans 1.93
Commercial Real Estate 5.43
Commercial and Industrial Loans 6.71
Farm Loans 8.43

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bank Of Kampsville, but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Kampsville

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.078% 4.000% 0.38 $2,345 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Kampsville
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Branches

Bank of Kampsville branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Kampsville Locations

Financial Details

Bank of Kampsville Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Kampsville. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Kampsville U.S. Bank Average
2.92% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Kampsville had $514,000 in non-current loans and $13,000 in owned real estate. To cover these potential losses it had $17,592,000 in equity and $470,000 in loans loss reserves. That gives it a Texas Ratio of 2.92%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Kampsville U.S. Bank Average
4.97% 8.58

Bank of Kampsville has a Return on Equity of 4.97% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Kampsville U.S. Bank Average
16.22% 12.11

Bank of Kampsville has a Capitalization of 16.22% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Kampsville Balance Sheet Analysis

As of June 30, 2017, Bank of Kampsville had assets of $108,440,000, loans of $51,956,000, and deposits of $90,527,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Kampsville

Branches and Savings

Is Bank of Kampsville FDIC insured?

Yes. It is covered under FDIC Certificate #11750.

Why does Bank of Kampsville pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Kampsville CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Kampsville a commercial bank?

Yes

Where are Bank of Kampsville locations?

See branch locations nearby.

Is Bank of Kampsville open on Saturdays?

Is Bank of Kampsville open on Sundays?

What time does Bank of Kampsville open?

What time does Bank of Kampsville close?

Are Bank of Kampsville ATMs Open 24/7?

Do Bank of Kampsville ATMs accept cash deposits?

Can Bank of Kampsville customers use other ATMs?

Do Bank of Kampsville branches have notaries?

Will Bank of Kampsville notarize my document?

What address for Bank of Kampsville should I put for incoming ACH transfers?

Will the Bank of Kampsville branch print checks?

Do Bank of Kampsville checks expire?

Does Bank of Kampsville require US citizenship to open account?

Can Bank of Kampsville close my account?

Does Bank of Kampsville Report to credit bureaus?

Does Bank of Kampsville Use Equifax?

What is Bank of Kampsville's ACH Routing Number?

What is Bank of Kampsville's SWIFT code?

Products

Does Bank of Kampsville offer mortgages?

Compare mortgage rates here.

Does Bank of Kampsville offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Kampsville offer personal loans?

Compare personal loan rates here.

Does Bank of Kampsville offer student loans?

Will Bank of Kampsville cash a check?

Will Bank of Kampsville redeem a savings bond?

Does Bank of Kampsville cash savings bonds?

Will Bank of Kampsville cash money orders?

Can Bank of Kampsville issue a money order?

Does Bank of Kampsville do currency exchange?

Background on The Bank

Who owns Bank of Kampsville?

How long has Bank of Kampsville been around?

Can Bank of Kampsville transfer to other banks?

Does Bank of Kampsville have quick pay?

Does Bank of Kampsville accept rolled coins?

Will Bank of Kampsville accept loose change?

Where is Bank of Kampsville headquarters?

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