BankPacific, Ltd

151 Aspinal Ave
Hagatna, GU 96910

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 30692
Date Established 1953
Assets $0.14 billion
Loans $0.11 billion
Deposits $0.12 billion
Capital $0.02 billion

BankPacific, Ltd is an FDIC insured institution located in Hagatna, GU. It was founded in 1953 and has approximately $0.14 billion in assets. Customers can open an account at one of its 6 branches.

For a more detailed analysis of BankPacific, Ltd's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in BankPacific, Ltd’s loan portfolio are 1-4 Family Residential Loans, Consumer Auto Loans, and Commercial and Industrial Loans.

Compared to other banks in , BankPacific, Ltd has a significantly higher percent of 1-4 Family Residential Loans, Consumer Auto Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 54.65
Multifamily
Mortgages
2.57
Credit Card Loans 0.00
Consumer Auto Loans 13.90
Small Business Loans 3.51
Construction and Development Loans 5.73
Commercial Real Estate 5.62
Commercial and Industrial Loans 13.19
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bankpacific, Ltd, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BankPacific, Ltd

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to BankPacific, Ltd
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Branches

BankPacific, Ltd branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bankpacific, Ltd Locations

Financial Details

BankPacific, Ltd Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of BankPacific, Ltd. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
BankPacific, Ltd U.S. Bank Average
8.52% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, BankPacific, Ltd had $1,321,000 in non-current loans and $96,000 in owned real estate. To cover these potential losses it had $16,165,000 in equity and $459,000 in loans loss reserves. That gives it a Texas Ratio of 8.52%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
BankPacific, Ltd U.S. Bank Average
2.46% 8.58

BankPacific, Ltd has a Return on Equity of 2.46% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
BankPacific, Ltd U.S. Bank Average
11.49% 12.11

BankPacific, Ltd has a Capitalization of 11.49% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

BankPacific, Ltd Balance Sheet Analysis

As of June 30, 2017, BankPacific, Ltd had assets of $140,648,000, loans of $106,262,000, and deposits of $122,830,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About BankPacific, Ltd

Branches and Savings

Is BankPacific, Ltd FDIC insured?

Yes. It is covered under FDIC Certificate #30692.

Why does BankPacific, Ltd pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are BankPacific, Ltd CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is BankPacific, Ltd a commercial bank?

Yes

Where are BankPacific, Ltd locations?

See branch locations nearby.

Is BankPacific, Ltd open on Saturdays?

Is BankPacific, Ltd open on Sundays?

What time does BankPacific, Ltd open?

What time does BankPacific, Ltd close?

Are BankPacific, Ltd ATMs Open 24/7?

Do BankPacific, Ltd ATMs accept cash deposits?

Can BankPacific, Ltd customers use other ATMs?

Do BankPacific, Ltd branches have notaries?

Will BankPacific, Ltd notarize my document?

What address for BankPacific, Ltd should I put for incoming ACH transfers?

Will the BankPacific, Ltd branch print checks?

Do BankPacific, Ltd checks expire?

Does BankPacific, Ltd require US citizenship to open account?

Can BankPacific, Ltd close my account?

Does BankPacific, Ltd Report to credit bureaus?

Does BankPacific, Ltd Use Equifax?

What is BankPacific, Ltd's ACH Routing Number?

What is BankPacific, Ltd's SWIFT code?

Products

Does BankPacific, Ltd offer mortgages?

Compare mortgage rates here.

Does BankPacific, Ltd offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does BankPacific, Ltd offer personal loans?

Compare personal loan rates here.

Does BankPacific, Ltd offer student loans?

Will BankPacific, Ltd cash a check?

Will BankPacific, Ltd redeem a savings bond?

Does BankPacific, Ltd cash savings bonds?

Will BankPacific, Ltd cash money orders?

Can BankPacific, Ltd issue a money order?

Does BankPacific, Ltd do currency exchange?

Background on The Bank

Who owns BankPacific, Ltd?

How long has BankPacific, Ltd been around?

Can BankPacific, Ltd transfer to other banks?

Does BankPacific, Ltd have quick pay?

Does BankPacific, Ltd accept rolled coins?

Will BankPacific, Ltd accept loose change?

Where is BankPacific, Ltd headquarters?

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