Bessemer Trust Company

100 Woodbridge Center Drive
Woodbridge, NJ 07095

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 20015
Date Established 1907
Assets $0.82 billion
Loans $0.22 billion
Deposits $0.75 billion
Capital $0.06 billion

Bessemer Trust Company is an FDIC insured institution located in Woodbridge, NJ. It was founded in 1907 and has approximately $0.82 billion in assets.

For a more detailed analysis of Bessemer Trust Company's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bessemer Trust Company’s loan portfolio are Commercial and Industrial Loans, 1-4 Family Residential Loans, and Multifamily Mortgages.

Compared to other banks in New Jersey, Bessemer Trust Company has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 23.66
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

There are currently no rates available for Bessemer Trust Company

We're working to get rates for every bank in the world. Please bare with us until we are able to get rates for this bank.

Back to Bessemer Trust Company

Note to Bessemer Trust Company
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Bessemer Trust Company branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bessemer Trust Company Locations

Financial Details

Bessemer Trust Company Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bessemer Trust Company. The data is provided by the FDIC. Please remember that all banks listed on BestCashCow.com are FDIC insured while all credit unions are similarly insured by the NCUA. No depositor has ever lost money while their funds have been insured by the FDIC or NCUA.

Texas Ratio
Bessemer Trust Company U.S. Bank Average
0% 9.11%

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2016, Bessemer Trust Company had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $60,577,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bessemer Trust Company U.S. Bank Average
24.39% 9.45%

Bessemer Trust Company has a Return on Equity of 24.39% versus the BestCashCow average of 9.45%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bessemer Trust Company U.S. Bank Average
7.38% 11.28%

Bessemer Trust Company has a Capitalization of 7.38% versus the BestCashCow average of 11.28%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bessemer Trust Company Balance Sheet Analysis

As of June 30, 2016, Bessemer Trust Company had assets of $820,329,000, loans of $219,015,000, and deposits of $752,436,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Customer Reviews for Bessemer Trust Company

There are currently no comments for Bessemer Trust Company. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →