Bessemer Trust Company

100 Woodbridge Center Drive
Woodbridge, NJ 07095


General Bank Information

FDIC Insured Yes
FDIC Certificate # 20015
Date Established 1907
Assets $0.90 billion
Loans $0.24 billion
Deposits $0.82 billion
Capital $0.07 billion

Bessemer Trust Company is an FDIC insured institution located in Woodbridge, NJ. It was founded in 1907 and has approximately $0.9 billion in assets.

For a more detailed analysis of Bessemer Trust Company's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bessemer Trust Company’s loan portfolio are Commercial and Industrial Loans, 1-4 Family Residential Loans, and Multifamily Mortgages.

Compared to other banks in New Jersey, Bessemer Trust Company has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 32.57
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bessemer Trust Company, but see these great savings and CD rates:

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Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bessemer Trust Company

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.411% 4.375% 0.00 $1,190 $1,249 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.740% $291.47 Learn More

Note to Bessemer Trust Company
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Financial Details

Bessemer Trust Company Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bessemer Trust Company. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bessemer Trust Company U.S. Bank Average
0% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2018, Bessemer Trust Company had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $74,554,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Bessemer Trust Company U.S. Bank Average
31.65% 9.35%

Bessemer Trust Company has a Return on Equity of 31.65% versus the BestCashCow average of 9.35%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bessemer Trust Company U.S. Bank Average
8.3% 12.01%

Bessemer Trust Company has a Capitalization of 8.3% versus the BestCashCow average of 12.01. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bessemer Trust Company Balance Sheet Analysis

As of March 31, 2018, Bessemer Trust Company had assets of $898,110,000, loans of $239,024,000, and deposits of $816,553,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

Cash & Balances due from depository institutions $0.33 billion
Interest-bearing balances $0.33 billion
Total securities $0.31 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.24 billion
Loan loss allowance $0.00 billion
Trading account assets $0.01 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.01 billion
     Total Assets $0.82 billion
Total deposits $0.82 billion
      Interest-bearing deposits $0.68 billion
      Deposits held in domestic offices $0.82 billion
      % insured (estimated) 34.36%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.01 billion
      Total Liabilities $0.82 billion
      Shareholders’ Equity $0.07 billion

Summary Income Statement

Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.02 billion
Total non interest expense $0.02 billion
Pre-tax Net Operating Income $0.01 billion

Frequently Asked Questions About Bessemer Trust Company

Branches and Savings

Is Bessemer Trust Company FDIC insured?

Yes. It is covered under FDIC Certificate #20015.

Why does Bessemer Trust Company pay such low interest on savings accounts?

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Why are Bessemer Trust Company CD rates not competitive?

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Is Bessemer Trust Company a commercial bank?


Where are Bessemer Trust Company locations?

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Is Bessemer Trust Company open on Saturdays?

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Are Bessemer Trust Company ATMs Open 24/7?

Do Bessemer Trust Company ATMs accept cash deposits?

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Will Bessemer Trust Company notarize my document?

What address for Bessemer Trust Company should I put for incoming ACH transfers?

Will the Bessemer Trust Company branch print checks?

Do Bessemer Trust Company checks expire?

Does Bessemer Trust Company require US citizenship to open account?

Can Bessemer Trust Company close my account?

Does Bessemer Trust Company Report to credit bureaus?

Does Bessemer Trust Company Use Equifax?

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Does Bessemer Trust Company offer mortgages?

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Does Bessemer Trust Company offer home equity lines of credit and home equity loans?

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Does Bessemer Trust Company offer personal loans?

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Does Bessemer Trust Company offer student loans?

Will Bessemer Trust Company cash a check?

Will Bessemer Trust Company redeem a savings bond?

Does Bessemer Trust Company cash savings bonds?

Will Bessemer Trust Company cash money orders?

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Does Bessemer Trust Company do currency exchange?

Background on The Bank

Who owns Bessemer Trust Company?

How long has Bessemer Trust Company been around?

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Does Bessemer Trust Company have quick pay?

Does Bessemer Trust Company accept rolled coins?

Will Bessemer Trust Company accept loose change?

Where is Bessemer Trust Company headquarters?

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