First Republic Bank

111 Pine Street
San Francisco, CA 94111

Phone: 888 408 0288

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 59017
Date Established 2010
Assets $99.21 billion
Loans $75.53 billion
Deposits $79.06 billion
Capital $8.68 billion

First Republic Bank is an FDIC insured institution located in San Francisco, CA. It was founded in 2010 and has approximately $99.21 billion in assets. Customers can open an account at one of its 74 branches.

For a more detailed analysis of First Republic Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in First Republic Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Commercial and Industrial Loans.

Compared to other banks in California, First Republic Bank has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 53.58
Multifamily
Mortgages
13.65
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.36
Construction and Development Loans 3.23
Commercial Real Estate 8.79
Commercial and Industrial Loans 10.55
Farm Loans 0.00

Deposit Rates - June 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.15% $1 $24,999 Learn MoreShow Less
Money Market
0.50% $25,000 $449,999 Learn MoreShow Less
Premium Money Market Account
0.15% $1 $24,999 Learn MoreShow Less
Premium Money Market Account
0.50% $25,000 $499,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.75% $10,000 - Learn MoreShow Less
0.75% $10,000 $999,999 Learn MoreShow Less
Special: 5 Mo CD
2.15% $10,000 - Learn MoreShow Less
6 Mo CD
1.00% $10,000 - Learn MoreShow Less
1.00% $10,000 $999,999 Learn MoreShow Less
12 Mo CD
1.50% $10,000 $999,999 Learn MoreShow Less
2.40% $10,000 $999,999 Learn MoreShow Less
18 Mo CD
2.40% $10,000 - Learn MoreShow Less
2.45% $10,000 $999,999 Learn MoreShow Less
24 Mo CD
2.45% $10,000 - Learn MoreShow Less
2.50% $10,000 $999,999 Learn MoreShow Less
36 Mo CD
2.50% $10,000 - Learn MoreShow Less
2.60% $10,000 $999,999 Learn MoreShow Less
48 Mo CD
2.60% $10,000 - Learn MoreShow Less
2.80% $10,000 $999,999 Learn MoreShow Less
60 Mo CD
2.80% $10,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
1.50% $10,000 $999,999 Learn MoreShow Less
Special: 5 Mo FIRA
2.15% $10,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 $24,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $3,500 - Learn MoreShow Less

Loan Rates - June 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for First Republic Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
Rocket Mortgage
NMLS ID: 3030
4.500% 4.500% 0.00 $0 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to First Republic Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

First Republic Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


First Republic Bank Locations


Financial Details

First Republic Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Republic Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
First Republic Bank U.S. Bank Average
0.51% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, First Republic Bank had $46,465,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $8,677,777,000 in equity and $439,048,000 in loans loss reserves. That gives it a Texas Ratio of 0.51%.

Return on Equity
First Republic Bank U.S. Bank Average
10.34% 8.80%

First Republic Bank has a Return on Equity of 10.34% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
First Republic Bank U.S. Bank Average
8.75% 12.29%

First Republic Bank has a Capitalization of 8.75% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

First Republic Bank Balance Sheet Analysis

As of December 31, 2018, First Republic Bank had assets of $99,205,204,000, loans of $75,525,219,000, and deposits of $79,063,236,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
ASSETS
Cash & Balances due from depository institutions $2.81 billion
Interest-bearing balances $2.47 billion
Total securities $16.23 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $75.53 billion
Loan loss allowance $0.44 billion
Trading account assets $0.04 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.33 billion
All other assets $4.06 billion
     Total Assets $90.53 billion
LIABILITIES
Total deposits $79.06 billion
      Interest-bearing deposits $49.03 billion
      Deposits held in domestic offices $79.06 billion
      % insured (estimated) 34.95%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.03 billion
Other borrowed funds $9.70 billion
Subordinated debt $0.78 billion
All other liabilities $0.96 billion
      Total Liabilities $90.53 billion
      Shareholders’ Equity $8.68 billion

Summary Income Statement

December 31, 2018
INCOME AND EXPENSES
Total Interest Income $3.05 billion
Total Interest Expense $0.53 billion
Net interest income $2.52 billion
Provision for loan and lease losses $0.08 billion
Total non interest income $0.52 billion
Total non interest expense $1.92 billion
Pre-tax Net Operating Income $1.05 billion

Frequently Asked Questions About First Republic Bank

Branches and Savings

Is First Republic Bank FDIC insured?

Yes. It is covered under FDIC Certificate #59017.

Why does First Republic Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are First Republic Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is First Republic Bank a commercial bank?

Yes

Where are First Republic Bank locations?

See branch locations nearby.

Is First Republic Bank open on Saturdays?

Is First Republic Bank open on Sundays?

What time does First Republic Bank open?

What time does First Republic Bank close?

Are First Republic Bank ATMs Open 24/7?

Do First Republic Bank ATMs accept cash deposits?

Can First Republic Bank customers use other ATMs?

Do First Republic Bank branches have notaries?

Will First Republic Bank notarize my document?

What address for First Republic Bank should I put for incoming ACH transfers?

Will the First Republic Bank branch print checks?

Do First Republic Bank checks expire?

Does First Republic Bank require US citizenship to open account?

Can First Republic Bank close my account?

Does First Republic Bank Report to credit bureaus?

Does First Republic Bank Use Equifax?

What is First Republic Bank's ACH Routing Number?

What is First Republic Bank's SWIFT code?

Products

Does First Republic Bank offer mortgages?

Compare mortgage rates here.

Does First Republic Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Republic Bank offer personal loans?

Compare personal loan rates here.

Does First Republic Bank offer student loans?

Will First Republic Bank cash a check?

Will First Republic Bank redeem a savings bond?

Does First Republic Bank cash savings bonds?

Will First Republic Bank cash money orders?

Can First Republic Bank issue a money order?

Does First Republic Bank do currency exchange?

Background on The Bank

Who owns First Republic Bank?

How long has First Republic Bank been around?

Can First Republic Bank transfer to other banks?

Does First Republic Bank have quick pay?

Does First Republic Bank accept rolled coins?

Will First Republic Bank accept loose change?

Where is First Republic Bank headquarters?

Customer Reviews for First Republic Bank


  • Caliking

    January 17, 2019 |

    I like them. Great interest rate on my home loan. Personal banker is really nice touch! I wish though that they had CC & auto loans. To get low mortgage, you must have direct deposit. Well that’s a requirement of most auto lenders too to get lowest rate. Kinda hard to have DD at 2 diff establishments.

Add Your Review

Rate it here →