Kanza Bank

151 North Main Street
Kingman, KS 67068

Notable Rates APY Vs.Others
Savings 0.10% 2.60% →
1-Year CD 1.00% 2.25% →
2-Year CD 1.75% 2.50% →
5-Year CD 2.00% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Bank Information

Kanza Bank is an FDIC insured institution located in Kingman, KS. It was founded in 1905 and has approximately $0.22 billion in assets. Customers can open an account at one of its 5 branches.

FDIC Insured Yes
FDIC Certificate # 13157
Date Established 1905
Assets $0.22 billion
Loans $0.16 billion
Deposits $0.19 billion
Capital $0.02 billion
 

For a more detailed analysis of Kanza Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - November 18, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.10% $1,000 $4,999 Learn MoreShow Less
Money Market
0.15% $10,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.45% $1,000 - Learn MoreShow Less
6 Mo CD
0.50% $1,000 - Learn MoreShow Less
Special: 7 Mo CD
0.75% $1,000 - Learn MoreShow Less
12 Mo CD
1.00% $1,000 - Learn MoreShow Less
Special: 14 Mo CD
1.25% $1,000 - Learn MoreShow Less
18 Mo CD
1.50% $1,000 - Learn MoreShow Less
24 Mo CD
1.75% $1,000 - Learn MoreShow Less
36 Mo CD
1.75% $1,000 - Learn MoreShow Less
48 Mo CD
1.75% $1,000 - Learn MoreShow Less
60 Mo CD
2.00% $1,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
1.50% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 - Learn MoreShow Less
Checking Rates APY MIN FEE
KANZARewards 2.00% $0 $0.00 Learn MoreShow Less

Loan Rates - November 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Kanza Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.527% 3.500% 0.38 $855 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to Kanza Bank
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Branches

Kanza Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Kanza Bank Locations


Financial Details

Kanza Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kanza Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Kanza Bank U.S. Bank Average
1.17% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, Kanza Bank had $296,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $23,596,000 in equity and $1,686,000 in loans loss reserves. That gives it a Texas Ratio of 1.17%.

Return on Equity
Kanza Bank U.S. Bank Average
6.44% 9.50%

Kanza Bank has a Return on Equity of 6.44% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Kanza Bank U.S. Bank Average
10.59% 12.76%

Kanza Bank has a Capitalization of 10.59% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Kanza Bank Balance Sheet Analysis

As of June 30, 2019, Kanza Bank had assets of $222,745,000, loans of $156,908,000, and deposits of $193,920,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.01 billion
Total securities $0.03 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.16 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.01 billion
     Total Assets $0.20 billion
LIABILITIES
Total deposits $0.19 billion
      Interest-bearing deposits $0.15 billion
      Deposits held in domestic offices $0.19 billion
      % insured (estimated) 79.01%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.20 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

June 30, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Kanza Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks in Kansas, Kanza Bank has a significantly higher percent of Multifamily Mortgages on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 32.80
Multifamily
Mortgages
10.30
Credit Card Loans 0.00
Consumer Auto Loans 0.56
Small Business Loans 6.22
Construction and Development Loans 2.76
Commercial Real Estate 18.68
Commercial and Industrial Loans 14.04
Farm Loans 6.89

Frequently Asked Questions About Kanza Bank

Branches and Savings

Is Kanza Bank FDIC insured?

Yes. It is covered under FDIC Certificate #13157.

Why does Kanza Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Kanza Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Kanza Bank a commercial bank?

Yes

Where are Kanza Bank locations?

See branch locations nearby.

Is Kanza Bank open on Saturdays?

Is Kanza Bank open on Sundays?

What time does Kanza Bank open?

What time does Kanza Bank close?

Are Kanza Bank ATMs Open 24/7?

Do Kanza Bank ATMs accept cash deposits?

Can Kanza Bank customers use other ATMs?

Do Kanza Bank branches have notaries?

Will Kanza Bank notarize my document?

What address for Kanza Bank should I put for incoming ACH transfers?

Will the Kanza Bank branch print checks?

Do Kanza Bank checks expire?

Does Kanza Bank require US citizenship to open account?

Can Kanza Bank close my account?

Does Kanza Bank Report to credit bureaus?

Does Kanza Bank Use Equifax?

What is Kanza Bank's ACH Routing Number?

What is Kanza Bank's SWIFT code?

Products

Does Kanza Bank offer mortgages?

Compare mortgage rates here.

Does Kanza Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Kanza Bank offer personal loans?

Compare personal loan rates here.

Does Kanza Bank offer student loans?

Will Kanza Bank cash a check?

Will Kanza Bank redeem a savings bond?

Does Kanza Bank cash savings bonds?

Will Kanza Bank cash money orders?

Can Kanza Bank issue a money order?

Does Kanza Bank do currency exchange?

Background on The Bank

Who owns Kanza Bank?

How long has Kanza Bank been around?

Can Kanza Bank transfer to other banks?

Does Kanza Bank have quick pay?

Does Kanza Bank accept rolled coins?

Will Kanza Bank accept loose change?

Where is Kanza Bank headquarters?

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