KeyBank National Association

127 Public Square
Cleveland, OH 44114

 

2018 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 17534
Date Established 1849
Assets $135.86 billion
Loans $89.88 billion
Deposits $107.70 billion
Capital $15.15 billion

KeyBank National Association is an FDIC insured institution located in Cleveland, OH. It was founded in 1849 and has approximately $135.86 billion in assets. Customers can open an account at one of its 1,408 branches.

For a more detailed analysis of KeyBank National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in KeyBank National Association’s loan portfolio are Commercial and Industrial Loans, 1-4 Family Residential Loans, and Commercial Real Estate.

Compared to other banks in Ohio, KeyBank National Association has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 18.95
Multifamily
Mortgages
4.62
Credit Card Loans 1.22
Consumer Auto Loans 3.65
Small Business Loans 1.08
Construction and Development Loans 1.93
Commercial Real Estate 12.25
Commercial and Industrial Loans 38.50
Farm Loans 0.80

Deposit Rates - November 12, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.10% $2,500 $4,999 Learn MoreShow Less
Money Market
0.11% $10,000 $24,999 Learn MoreShow Less
Money Market
0.11% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.10% $10,000 $24,999 Learn MoreShow Less
3 Mo CD
0.10% $100,000 $499,999 Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.15% $1,000 $9,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.11% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1 $2,499 Learn MoreShow Less
Int Ckg
0.02% $2,500 $4,999 Learn MoreShow Less
Checking Rates APY MIN FEE
Express Checking 0.00% $0 $7.00 Learn MoreShow Less
Advantage Checking 0.02% $10,000 $18.00 Learn MoreShow Less
Privilege Checking 0.10% $25,000 $25.00 Learn MoreShow Less

Loan Rates - November 12, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for KeyBank National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
McGlone Mortgage Group
NMLS ID: 3232
License#: MC-1532
4.816% 4.750% 0.00 $1,895 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings and Loans 4.24% $246 Learn More
Flagstar Bank 5.49% $284 Learn More

Note to KeyBank National Association
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

KeyBank National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


KeyBank National Association Locations

Financial Details

KeyBank National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of KeyBank National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
KeyBank National Association U.S. Bank Average
4.83% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2018, KeyBank National Association had $737,253,000 in non-current loans and $38,065,000 in owned real estate. To cover these potential losses it had $15,148,636,000 in equity and $901,866,000 in loans loss reserves. That gives it a Texas Ratio of 4.83%.

Return on Equity
KeyBank National Association U.S. Bank Average
13.36% 9.77%

KeyBank National Association has a Return on Equity of 13.36% versus the BestCashCow average of 9.77%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
KeyBank National Association U.S. Bank Average
11.15% 12.31%

KeyBank National Association has a Capitalization of 11.15% versus the BestCashCow average of 12.31. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

KeyBank National Association Balance Sheet Analysis

As of June 30, 2018, KeyBank National Association had assets of $135,862,871,000, loans of $89,881,700,000, and deposits of $107,703,642,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2018
ASSETS
Cash & Balances due from depository institutions $3.44 billion
Interest-bearing balances $2.62 billion
Total securities $29.63 billion
Federal funds sold and reverse repurchase $0.01 billion
Net loans and leases $89.88 billion
Loan loss allowance $0.90 billion
Trading account assets $0.74 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.04 billion
Goodwill and other intangibles $3.06 billion
All other assets $8.18 billion
     Total Assets $120.71 billion
LIABILITIES
Total deposits $107.70 billion
      Interest-bearing deposits $76.88 billion
      Deposits held in domestic offices $107.70 billion
      % insured (estimated) 56.04%
Federal funds purchased and repurchase agreements $1.67 billion
Trading liabilities $0.44 billion
Other borrowed funds $8.64 billion
Subordinated debt $0.85 billion
All other liabilities $1.42 billion
      Total Liabilities $120.71 billion
      Shareholders’ Equity $15.15 billion

Summary Income Statement

June 30, 2018
INCOME AND EXPENSES
Total Interest Income $2.32 billion
Total Interest Expense $0.35 billion
Net interest income $1.98 billion
Provision for loan and lease losses $0.12 billion
Total non interest income $1.14 billion
Total non interest expense $1.77 billion
Pre-tax Net Operating Income $1.22 billion

Frequently Asked Questions About Keybank National Association

Branches and Savings

Is Keybank National Association FDIC insured?

Yes. It is covered under FDIC Certificate #17534.

Why does Keybank National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Keybank National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Keybank National Association a commercial bank?

Yes

Where are Keybank National Association locations?

See branch locations nearby.

Is Keybank National Association open on Saturdays?

Is Keybank National Association open on Sundays?

What time does Keybank National Association open?

What time does Keybank National Association close?

Are Keybank National Association ATMs Open 24/7?

Do Keybank National Association ATMs accept cash deposits?

Can Keybank National Association customers use other ATMs?

Do Keybank National Association branches have notaries?

Will Keybank National Association notarize my document?

What address for Keybank National Association should I put for incoming ACH transfers?

Will the Keybank National Association branch print checks?

Do Keybank National Association checks expire?

Does Keybank National Association require US citizenship to open account?

Can Keybank National Association close my account?

Does Keybank National Association Report to credit bureaus?

Does Keybank National Association Use Equifax?

What is Keybank National Association's ACH Routing Number?

What is Keybank National Association's SWIFT code?

Products

Does Keybank National Association offer mortgages?

Compare mortgage rates here.

Does Keybank National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Keybank National Association offer personal loans?

Compare personal loan rates here.

Does Keybank National Association offer student loans?

Will Keybank National Association cash a check?

Will Keybank National Association redeem a savings bond?

Does Keybank National Association cash savings bonds?

Will Keybank National Association cash money orders?

Can Keybank National Association issue a money order?

Does Keybank National Association do currency exchange?

Background on The Bank

Who owns Keybank National Association?

How long has Keybank National Association been around?

Can Keybank National Association transfer to other banks?

Does Keybank National Association have quick pay?

Does Keybank National Association accept rolled coins?

Will Keybank National Association accept loose change?

Where is Keybank National Association headquarters?

Customer Reviews for KeyBank National Association


  • kevinmasters

    December 25, 2017

    Try to transfer your money if you havent used your account in a while. You cant because its frozen.

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