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U.S. FDIC Insured Banks - 2026

Bank Headquarters Date Established Climate
Grade
Assets (1000s)
Kennebec Savings Bank
Augusta, ME 03-19-1870   $1,822,337
First State Bank Texas
Gainesville, TX 08-16-1905   $1,822,291
The National Bank of Blacksburg
Blacksburg, VA 01-01-1891   $1,821,703




Cornerstone Bank
Spencer, MA 04-05-1871   $1,819,829
Bank of New England
Salem, NH 06-24-1983   $1,806,903
The Lowell Five Cent Savings Bank
Tewksbury, MA 04-12-1854   $1,801,657

| Jul 14, 2018

Excellent customer service

The Citizens National Bank of Meridian
Meridian, MS 01-01-1888   $1,794,596
First Commerce Bank New Jersey
Lakewood, NJ 01-30-2006   $1,794,322
Bank of Bird-in-Hand
Bird In Hand, PA 11-29-2013   $1,790,743
First State Bank of Uvalde
Uvalde, TX 07-06-1907   $1,787,297
First Farmers and Merchants Bank
Columbia, TN 01-01-1909   $1,785,669

| May 30, 2020

Terrible bank. Very rude to their customers and treat you as if you are unimportant. I started a new job and my direct deposit did not go into effect yet. I deposited my paycheck 3 weeks in a row and on the 3rd week they deci...Read more.

| Jun 28, 2017

showmethreethousanddollars

Citizens Community Federal National Association
Altoona, WI 12-10-2001   $1,779,367
Mountain Commerce Bank
Knoxville, TN 01-01-1910   $1,769,768
Wellworth Bank
Lafayette, TN 07-01-1909   $1,759,147

| Sep 3, 2020

Went in to open accounts in Middleboro foy my husband and myself as well as one for my grandson. Without being invited into an office I was asked from across the room if I was opening accounts for the children ( my 3 grandso...Read more.

Chelsea Groton Bank
Groton, CT 01-01-1854   $1,755,941
Independent Bank
Memphis, TN 04-20-1998   $1,755,074
Lincoln Savings Bank
Reinbeck, IA 01-01-1902   $1,752,564
Chain Bridge Bank, National Association
Mclean, VA 08-06-2007   $1,750,321

| Mar 8, 2026

Working great for me best rate I can find 4.20 March 2026

Security National Bank of Omaha
Omaha, NE 09-01-1964   $1,725,546
Community State Bank of Ankeny
Ankeny, IA 07-15-1960   $1,716,237
Waterford Bank, N.A.
Toledo, OH 08-29-2007   $1,706,864
Peoples Bank of Newton, North Carolina
Newton, NC 01-01-1912   $1,701,359
Square Financial Services, Inc.
Salt Lake City, UT 03-01-2021   $1,694,247
Availa Bank
Carroll, IA 01-01-1870   $1,691,867
American Bank of Commerce
Wolfforth, TX 09-11-1962   $1,691,788
Southern Michigan Bank & Trust
Coldwater, MI 01-16-1872   $1,690,396

| Aug 15, 2021

20

The Security National Bank of Sioux City, Iowa
Sioux City, IA 01-01-1884   $1,678,467
Main Street Bank
Marlborough, MA 04-03-1860   $1,671,068
Journey Bank
Bloomsburg, PA 02-01-1926   $1,670,173
Cape & Coast Bank
Yarmouth Port, MA 01-01-1921   $1,669,051

| Jan 27, 2023

The worst bank I have ever had

| Aug 6, 2021

Can take days to set up internet banking. They won't fax anything for you. Not a customer oriented bank as they claim.

Foresight Bank
Winnebago, IL 01-06-1907   $1,662,075
Forcht Bank, National Association
Lexington, KY 10-01-2002   $1,652,914

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