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U.S. FDIC Insured Banks - 2026

Bank Headquarters Date Established Climate
Grade
Assets (1000s)
City First Bank, National Association
Washington, DC 11-24-1998   $1,562,007
First State Bank Illinois
Mendota, IL 07-06-1940   $1,559,346
Providence Bank & Trust
South Holland, IL 09-20-2004   $1,558,709




| Dec 17, 2020

Union Bank seized my wife’s, mother’s and my assets based on a bankruptcy filing for a different person filed Nov. 29, 2020 in the middle court district of Pennsylvania; case number BK 03404. This person sometime...Read more.

The Citizens Bank of Philadelphia, Mississippi
Philadelphia, MS 01-01-1908   $1,555,742

| Apr 27, 2023

have had 3 cd accounts. all interactions with instructions for disposition of funds were never exactly enacted as discussed and requests for confirmatory emails never sent with details as terms discussed. I accepted responsib...Read more.

Main Street Bank Corp.
Wooster, OH 01-01-1899   $1,553,716
Dieterich Bank
Effingham, IL 01-01-1909   $1,553,674
Solera National Bank
Lakewood, CO 09-10-2007   $1,553,521
Bonvenu Bank, National Association
Bossier City, LA 10-07-1985   $1,552,898
First Bank Midwest
Frankfort, IN 01-01-1887   $1,546,784
The Moody National Bank
Galveston, TX 01-01-1907   $1,543,622

| Aug 8, 2022

DO NOT USE THIS BANK!!!! My brother passed and unfortunately he had a savings account with these thieves. I properly went through probate court and got an Order for the bank to release the funds to me and my father. The bank...Read more.

| Jan 29, 2022

Discriminatory and unfair practices including closing accounts for reasons they so choose of those who are non-caucasion, lower incomes and older in age but do not follow the same guidelines for white, wealthier and younger c...Read more.

Greenfield Savings Bank
Greenfield, MA 03-19-1869   $1,522,592

| Jan 18, 2020

I and my colleagues have all had trouble with our travelers debit prepaid cards. Right now I'm in the middle of trying to get ahold of a customer representative because the card shows that there's money on it and yet it doesn...Read more.

Deerwood Bank
Waite Park, MN 03-21-1910   $1,517,800
Providence Bank
Rocky Mount, NC 03-14-2006   $1,514,517

| Oct 29, 2018

I believe you must live in Utica or surrounding area to qualify for opening an account with them - I inquired a few years ago

Bath Savings Institution
Bath, ME 04-19-1852   $1,503,065
Peoples State Bank of Wausau, Wisconsin
Wausau, WI 08-01-1962   $1,502,133

| Aug 10, 2022

1st National Bank of Tennessee is not, in my opinion, a mobile friendly bank. Be aware that they do not have a 1-800 number on their cards. So, if it happens to be a weekend and you're out of town trying to use the card and...Read more.

Ascend Bank
Guilford, CT 12-06-1875   $1,494,910
Park State Bank
Duluth, MN 06-28-1916   $1,492,454
Elkhorn Valley Bank & Trust
Norfolk, NE 07-06-1943   $1,490,613
Pathfinder Bank
Oswego, NY 10-25-2002   $1,485,888

| Aug 25, 2022

My family and I have used American Heritage Bank for years, I have had auto loans with them always paid them off, I have one right now, however during this pandemic I got behind a little I got caught up, but it didn't do any ...Read more.

United Bank
Atmore, AL 01-04-1904   $1,480,601
Citizens Bank and Trust of Frostproof, Florida
Frostproof, FL 05-13-1920   $1,480,129

| Nov 16, 2020

We went to this bank because it had the best CD rate. People were helpful and friendly. Did not like the fact that to add a beneficiary that person had to present.

Sovereign Bank
Shawnee, OK 10-29-1984   $1,474,578
Central National Bank of Waco, Texas
Waco, TX 01-10-1977   $1,474,092
North American Banking Company
Roseville, MN 07-21-1998   $1,473,505
West Gate Bank
Lincoln, NE 09-03-1968   $1,473,290
The Dart Bank
Mason, MI 05-01-1925   $1,472,234
Saco & Biddeford Savings Institution
Saco, ME 02-21-1827   $1,471,276

| Nov 26, 2018

This is a terrible bank. The employees are rude and do not care. The auto lender ratio is very high, which could affect their bottom number. Don’t use this bank, there are other stable banks in the area to choose from.

Bankers' Bank
Madison, WI 09-01-1981   $1,468,595
Riverview Bank
Vancouver, WA 01-01-1923   $1,468,113
Central Bank Illinois
Geneseo, IL 02-01-1907   $1,462,374

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