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All 44 FDIC Insured Banks in Utah (UT) – Page 1 - 2026

Bank Headquarters Date Established Climate
Grade
Assets (1000s)
Morgan Stanley Bank, National Association of Utah
Salt Lake City, UT 05-25-1990   $419,318,000

| Mar 15, 2023

Really don't know where to start other then AENB is a waste of your time and effort. Find another bank in Salt Lake City that knows how to treat clients, has a customer service department and cares about what you think. This ...Read more.

| Jan 7, 2023

After being a customer for 12 plus years, I attempted to open and Estate account. Ally declined my application saying they could not verify me even though I am a long time customer with six figures in assets on deposit. ...Read more.





UBS Bank USA, National Association
Salt Lake City, UT 09-15-2003   $124,438,468

| Dec 3, 2018

well well well, good ol SYNCHRONY BANK... LET ME TELLYOU HOW THEY DO BUSINESS BADLY!!! UNSCRUPULOUSLY!!! LIKE ANY OTHER SCAM OPERATORS AND ALSO PRETTY STUPIDLY.I AM CHARGED WITH MAINTAINING MY MOM'S ACCOUNTS. SHE IS 91 ...Read more.

Zions Bank
Salt Lake City, UT 07-06-1873   $89,041,284
SoFi Bank, National Association
Cottonwood Heights, UT 12-29-1986   $56,821,411

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back.

Optum Bank, Inc.
Draper, UT 07-21-2003   $21,430,000

| Jun 22, 2025

I have had multiple CD's with this bank and have never had a problem. Easy account setup. Interest on CD's is transferred on time to my external checking account every month. You can call by phone or leave secure message on w...Read more.

BMW Bank of North America
Salt Lake City, UT 11-12-1999   $13,795,765

| Aug 18, 2025

Sophomoric as hell. I opened a LevelUp account for the 4.40% rate (now 4.20%). Rate requires automatic $250 deposit each month which I made, but I now realized that I never got that rate. Customer service operates from bedr...Read more.

| Dec 17, 2015

can I get a loan

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one.

Green Dot Bank DBA Bonneville Bank
Provo, UT 05-15-1978   $5,442,537
Celtic Bank
Salt Lake City, UT 03-01-2001   $5,333,882

| Apr 10, 2022

these are the absolute worst rates in history--a 5 year old could see that--either wake up or close your doors to legitimate customers!

| Aug 3, 2017

BoU's Bountiful branch on 5th W 1st S today had a sign posted outside listing CDs at 3.00% for 12 mos and 4.75% for 60 mos. However, no one would answer or return calls at this branch and the bank's Roy branch was stunned to ...Read more.

Cache Valley Bank
Logan, UT 10-02-1975   $3,486,738
Nelnet Bank
Draper, UT 11-02-2020   $2,997,294

[email protected] | Aug 13, 2019

I filled out the application 10 days ago answering all questions and sent a file with a copy of my drivers license to Western Bank. I received an email saying that a banker would call me within one business day. I have yet to...Read more.

| Mar 31, 2022

The WORSE bank in the country! Run fast! Do not use this bank! I tried to pay off my loan and had a most difficult time imaginable! If I could give zero stars, I would!

State Bank of Southern Utah
Cedar City, UT 11-25-1957   $2,738,337
Central Bank of Provo, Utah
Provo, UT 10-17-1891   $2,164,532
Square Financial Services, Inc.
Salt Lake City, UT 03-01-2021   $2,057,172
Column National Association
Salt Lake City, UT 03-28-2006   $1,768,904

| Mar 19, 2022

Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner

| Apr 27, 2023

have had 3 cd accounts. all interactions with instructions for disposition of funds were never exactly enacted as discussed and requests for confirmatory emails never sent with details as terms discussed. I accepted responsib...Read more.

| May 6, 2023

Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market.

| Feb 2, 2019

used online to see about loan. Gave all my info and they rerouted me to another agency for a loan a fraction of what I asked for. I did not accept the offer. Now I am getting sales calls and they called my place of employme...Read more.

Thrivent Bank
Salt Lake City, UT 06-01-2025   $905,602
First Utah Bank
Salt Lake City, UT 10-19-1978   $840,298
The Pitney Bowes Bank, Inc.
Salt Lake City, UT 01-16-1998   $796,327
Grand Valley Bank
Heber City, UT 12-13-1983   $599,377
First Electronic Bank
Salt Lake City, UT 10-05-2000   $502,862
Milestone Bank
Salt Lake City, UT 01-26-2006   $342,168
Varo Bank, National Association
Draper, UT 08-01-2020   $337,821
Brighton Bank of Utah
Salt Lake City, UT 01-03-1978   $321,642
Continental Bank
Salt Lake City, UT 11-03-2003   $181,836
Utah Independent Bank
Salina, UT 08-29-1977   $170,869
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