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All 38 FDIC Insured Banks in North Carolina (NC) – Page 1 - 2026

Bank	Headquarters	Date Established	Climate Grade	Assets (1000s)
Bank of America, National Association	Charlotte, NC	10-17-1904	C	$2,654,645,000
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular reason. I n...Read more. Reviews (7)
Truist Bank	Charlotte, NC	01-01-1872	B	$548,346,000
Customer \| Jul 28, 2022 Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enjoying the virtually ...Read more. Reviews (6)
First-Citizens Bank & Trust Company	Raleigh, NC	01-01-1898	C	$236,317,000
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews, because all smart ...Read more. Reviews (3)

Live Oak Banking Company	Wilmington, NC	05-12-2008		$15,959,938
50Rc2 \| Dec 6, 2022 Customer service — unreliable, different CS person gets a different answer. LOB readily accepts your incoming funds, out going of funds the bank puts up a barrage of road blocks. A wire out, a letter FROM the instituti...Read more. Reviews (46)
First Bank	Southern Pines, NC	01-01-1934		$13,032,205 Add Review
Southern Bank and Trust Company	Mount Olive, NC	01-01-1901		$5,304,325 Add Review
The Fidelity Bank	Fuquay Varina, NC	01-01-1909		$4,662,244 Add Review
HomeTrust Bank	Asheville, NC	01-01-1926		$4,437,045 Add Review
First Carolina Bank	Rocky Mount, NC	11-29-2000		$3,405,879 Add Review
Peoples Bank of Newton, North Carolina	Newton, NC	01-01-1912		$1,764,418 Add Review
Providence Bank	Rocky Mount, NC	03-14-2006		$1,514,517 Add Review
North State Bank	Raleigh, NC	06-01-2000		$1,461,914 Add Review
Piedmont Federal Savings Bank	Winston Salem, NC	01-01-1903		$1,316,062 Add Review
Uwharrie Bank	Albemarle, NC	01-26-1984		$1,220,465 Add Review
Farmers & Merchants Bank	Granite Quarry, NC	01-01-1909		$998,750 Add Review
KS Bank, Inc.	Smithfield, NC	01-01-1924		$874,460
[email protected] \| Aug 21, 2019 Dear Sirs: What do the initials KS stand for? A name? Or something else? Thank you, Jim Holmes Reviews (1)
Bank of Oak Ridge	Oak Ridge, NC	04-10-2000		$658,107
oak ridger \| Apr 30, 2021 Has this bank been hit by ransomware-they state that their server has been down 4 days. Sound like something other than a server issue. Reviews (1)
BlueHarbor Bank	Mooresville, NC	01-08-2008		$628,408 Add Review
Lumbee Guaranty Bank	Pembroke, NC	12-22-1971		$583,492 Add Review
Triad Business Bank	Greensboro, NC	03-16-2020		$536,046 Add Review
LifeStore Bank	West Jefferson, NC	01-01-1939		$491,321 Add Review
First Federal Savings Bank of Lincolnton	Lincolnton, NC	01-01-1940		$485,771 Add Review
Mechanics & Farmers Bank	Durham, NC	03-01-1908		$475,992 Add Review
Roxboro Savings Bank, SSB	Roxboro, NC	01-01-1923		$360,681 Add Review
Nantahala Bank & Trust Company	Franklin, NC	10-04-2004		$288,750 Add Review
First Federal Bank	Dunn, NC	01-01-1958		$275,578 Add Review
Taylorsville Savings Bank, SSB	Taylorsville, NC	04-01-1921		$232,385 Add Review
American Bank of the Carolinas	Monroe, NC	05-20-2019		$214,049 Add Review
New Republic Bank	Roanoke Rapids, NC	12-15-1998		$176,317 Add Review
Belmont Savings Bank, SSB	Belmont, NC	01-01-1915		$161,046 Add Review
Morganton Savings Bank, S.S.B.	Morganton, NC	01-01-1903		$114,484 Add Review
Riverside Savings Bank, SSB	Roanoke Rapids, NC	01-01-1914		$94,550 Add Review
First Savings and Loan Association	Mebane, NC	01-01-1909		$55,875 Add Review
Tarboro Savings Bank, SSB	Tarboro, NC	01-01-1906		$54,057 Add Review
Black Mountain Savings Bank, SSB	Black Mountain, NC	04-04-1923		$42,995 Add Review
Jackson Savings Bank, SSB	Sylva, NC	01-01-1955		$31,872 Add Review
Hertford Savings Bank, SSB	Hertford, NC	01-01-1923		$20,682 Add Review
Cedar Hill National Bank	Charlotte, NC	02-02-1998		$15,981 Add Review

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