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U.S. FDIC Insured Banks - 2026

Bank	Headquarters	Date Established	Climate Grade	Assets (1000s)
Avidbank	San Jose, CA	10-01-2003		$2,652,805 Add Review
FCB Banks	Collinsville, IL	07-09-1990		$2,641,469
RS \| Feb 2, 2021 This bank's site shows the 15 mo rate at .45% Reviews (1)
One Community Bank	Oregon, WI	09-15-1976		$2,627,958 Add Review

Republic Bank of Chicago	Oak Brook, IL	12-01-1964		$2,611,110 Add Review
North Shore Bank	Brookfield, WI	01-01-1923		$2,608,511 Add Review
Fidelity Bank & Trust	Dubuque, IA	04-20-1910		$2,603,348 Add Review
Dedham Institution for Savings	Dedham, MA	03-19-1831		$2,600,580 Add Review
KS StateBank	Manhattan, KS	01-21-1969		$2,597,041
HonestReview \| Apr 19, 2023 This bank was honest and I had no problems with them in person. Not everyone was equally competent but they got help. Reviews (3)
Meridian Bank	Wayne, PA	07-08-2004		$2,591,552 Add Review
Wells Fargo Bank South Central, National Association	Houston, TX	06-18-1894		$2,590,233 Add Review
State Bank of Texas	Irving, TX	10-19-1987		$2,585,922
Maricia \| Oct 5, 2023 You need to specifically indicate what you are applying your money to when you take out an account here. You could make a mistake and put your money on a lesser rate product than what's advertised. Otherwise its a great opt...Read more. Reviews (11)
First National Bank	Paragould, AR	03-22-1889		$2,585,603
Jeflofgren \| May 4, 2021 Very knowledgeable people Reviews (1)
Extraco Banks, National Association	Temple, TX	09-20-1933		$2,574,832 Add Review
Cornerstone Bank	Spencer, MA	04-05-1871		$2,574,340 Add Review
United Business Bank	Walnut Creek, CA	07-20-2004		$2,564,693
Small Company \| Apr 9, 2020 I would stay away from this bank. It was much better run when it was Valley Community Bank, but went into the toilet when it was bought by Bay Commercial Bank. Their online banking terms and conditions changed to say if they ...Read more. Reviews (1)
Schaumburg Bank & Trust Company, National Association	Schaumburg, IL	01-22-2001		$2,559,637 Add Review
Horizon Bank, SSB of Austin	Austin, TX	01-01-1905		$2,553,778 Add Review
Community National Bank of Midland, Texas	Midland, TX	01-03-1984		$2,541,691 Add Review
American National Bank & Trust	Wichita Falls, TX	11-29-1976		$2,536,428 Add Review
Bank Five Nine	Oconomowoc, WI	09-01-1859		$2,532,644 Add Review
Community National Bank & Trust of Chanute	Chanute, KS	09-04-1987		$2,532,014 Add Review
South Shore Bank	South Weymouth, MA	02-01-1833		$2,523,127 Add Review
United Bank of Iowa	Ida Grove, IA	02-04-1932		$2,495,750 Add Review
Esquire Bank, National Association	Jericho, NY	10-12-2006		$2,494,969 Add Review
Western State Bank	Devils Lake, ND	10-01-1902	D	$2,485,275
Jean-Marc \| Nov 10, 2023 Just found out after submitting all my personal information: "Western also allows one free outgoing wire per month." "External transfers from Western State Bank Online Banking: After 60 days you will have a...Read more. Reviews (10)
TexasBank	Fort Worth, TX	03-07-1966		$2,479,690 Add Review
Newtek Bank, National Association	Miami, FL	04-01-1963		$2,473,353
clinton chess \| Mar 8, 2026 Working great for me best rate I can find 4.20 March 2026 Reviews (1)
Somerset Trust Company	Somerset, PA	01-01-1889		$2,467,590 Add Review
Cogent Bank	Orlando, FL	09-10-1999		$2,454,078 Add Review
Traditional Bank, Inc.	Mount Sterling, KY	03-17-1902		$2,440,347 Add Review
Credit One Bank, National Association	Las Vegas, NV	07-30-1984		$2,439,105 Add Review
El Dorado Savings Bank, F.S.B.	Placerville, CA	01-01-1956		$2,438,455 Add Review
First County Bank	Stamford, CT	06-20-1851		$2,422,335 Add Review
Peoples Bank of Bellingham, Washington	Bellingham, WA	01-07-1921		$2,418,341 Add Review
Coastal States Bank	Hilton Head Island, SC	08-09-2004		$2,418,168 Add Review
First United Bank	Dimmitt, TX	03-07-1907		$2,409,073 Add Review
John Marshall Bank	Reston, VA	04-17-2006		$2,398,504 Add Review
The Ephrata National Bank	Ephrata, PA	03-17-1881		$2,389,971 Add Review
First Western Bank & Trust	Minot, ND	05-11-1964		$2,386,276 Add Review
Guaranty Bank	Springfield, MO	10-24-2008		$2,383,523 Add Review

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