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U.S. FDIC Insured Banks - 2026

Bank	Headquarters	Date Established	Climate Grade	Assets (1000s)
Open Bank	Los Angeles, CA	06-10-2005		$2,650,892 Add Review
Tradition Capital Bank	Wayzata, MN	07-01-2005		$2,644,240 Add Review
KS StateBank	Manhattan, KS	01-21-1969		$2,642,787
HonestReview \| Apr 19, 2023 This bank was honest and I had no problems with them in person. Not everyone was equally competent but they got help. Reviews (3)

Interaudi Bank	New York, NY	06-14-1983		$2,631,077 Add Review
Medallion Bank	Salt Lake City, UT	12-22-2003		$2,620,589
A former Medallion client \| Mar 31, 2022 The WORSE bank in the country! Run fast! Do not use this bank! I tried to pay off my loan and had a most difficult time imaginable! If I could give zero stars, I would! Reviews (1)
Lead Bank	Kansas City, MO	01-12-1928	A	$2,616,240 Add Review
State Bank of Southern Utah	Cedar City, UT	11-25-1957		$2,600,812 Add Review
FCB Banks	Collinsville, IL	07-09-1990		$2,595,483
RS \| Feb 2, 2021 This bank's site shows the 15 mo rate at .45% Reviews (1)
Community National Bank of Midland, Texas	Midland, TX	01-03-1984		$2,588,004 Add Review
United Business Bank	Walnut Creek, CA	07-20-2004		$2,576,971
Small Company \| Apr 9, 2020 I would stay away from this bank. It was much better run when it was Valley Community Bank, but went into the toilet when it was bought by Bay Commercial Bank. Their online banking terms and conditions changed to say if they ...Read more. Reviews (1)
North Shore Bank	Brookfield, WI	01-01-1923		$2,566,563 Add Review
Dedham Institution for Savings	Dedham, MA	03-19-1831		$2,564,524 Add Review
Avidbank	San Jose, CA	10-01-2003		$2,562,570 Add Review
Meridian Bank	Wayne, PA	07-08-2004		$2,560,367 Add Review
Western State Bank	Devils Lake, ND	10-01-1902	D	$2,558,391
Jean-Marc \| Nov 10, 2023 Just found out after submitting all my personal information: "Western also allows one free outgoing wire per month." "External transfers from Western State Bank Online Banking: After 60 days you will have a...Read more. Reviews (10)
First National Bank	Paragould, AR	03-22-1889		$2,552,325
Jeflofgren \| May 4, 2021 Very knowledgeable people Reviews (1)
One Community Bank	Oregon, WI	09-15-1976		$2,551,420 Add Review
CalPrivate Bank	La Jolla, CA	12-18-2006		$2,534,625 Add Review
Beverly Bank & Trust Company, National Association	Chicago, IL	04-01-2004		$2,522,542 Add Review
Fidelity Bank & Trust	Dubuque, IA	04-20-1910		$2,520,177 Add Review
INB, National Association	Springfield, IL	01-01-1905		$2,516,959 Add Review
State Bank of the Lakes, National Association	Antioch, IL	01-01-1926		$2,503,451 Add Review
United Bank of Iowa	Ida Grove, IA	02-04-1932		$2,480,897 Add Review
Extraco Banks, National Association	Temple, TX	09-20-1933		$2,476,407 Add Review
El Dorado Savings Bank, F.S.B.	Placerville, CA	01-01-1956		$2,474,106 Add Review
South Shore Bank	South Weymouth, MA	02-01-1833		$2,472,672 Add Review
Cornerstone Capital Bank, SSB	Houston, TX	12-06-1906		$2,469,832 Add Review
Peoples Bank of Bellingham, Washington	Bellingham, WA	01-07-1921		$2,464,280 Add Review
Traditional Bank, Inc.	Mount Sterling, KY	03-17-1902		$2,461,947 Add Review
Community National Bank & Trust of Chanute	Chanute, KS	09-04-1987		$2,459,535 Add Review
First United Bank	Dimmitt, TX	03-07-1907		$2,451,820 Add Review
American National Bank & Trust	Wichita Falls, TX	11-29-1976		$2,448,815 Add Review
Somerset Trust Company	Somerset, PA	01-01-1889		$2,442,605 Add Review
Cogent Bank	Orlando, FL	09-10-1999		$2,435,900 Add Review
Wayne Bank	Honesdale, PA	01-01-1871		$2,426,477
MoonShadows Farm \| Jan 26, 2024 I have been with Wayne Bank for almost 3 years after moving all of my accounts from Hells Fargo. Since then, I have had so many problems with depositing checks with my iPhone. (phone upgraded twice since I opened the accou...Read more. Reviews (1)
Bank Iowa	West Des Moines, IA	03-07-1923		$2,415,388 Add Review
Guaranty Bank	Springfield, MO	10-24-2008		$2,414,264 Add Review
Blue Ridge Bank, National Association	Martinsville, VA	07-24-2000		$2,411,390
Jack \| Jul 20, 2020 This bank is very bad. I am posting my story here now, hoping to make a reference for those friends who want to become their customers. I was very excited when I saw Blue Ridge Bank, N.A. on Google because they provide a f...Read more. Reviews (1)
TexasBank	Fort Worth, TX	03-07-1966		$2,389,217 Add Review
Hanover Community Bank	Garden City Park, NY	01-21-2009		$2,381,629
Douglas H \| Feb 5, 2020 The employees of this bank are helpful but the bank's systems and procedures for obtaining your account information STINK. If you want a bank that provides you quarterly (or even annual) statements by mail for your accounts,...Read more. Reviews (2)

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