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You are viewing rates from banks across Winter Park
Below are the best three-month CD Rates from banks in Winter Park, Florida . Three-month CD rates are generally the shortest term offered by banks and come with the lowest interest rates. You may want to consider opening a 3-month CD if they the rates are comparable to a savings and money market account, you don’t need the money for the time period, and you feel that savings rates will drop.
Winter Park, FL - July 5, 2025
CD National Average : 2.21% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.50% |
$500 |
12.45 |
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SadSack | Dec 2, 2022 No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More |
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4.50% |
$500 |
23.94 |
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4.00% |
$1,000 |
13.12 |
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Rate History: 4.65% → 4.30% → 4.00% → 4.10% → 4.00% |
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Jason Wach | Aug 22, 2019 Despite a perfect payment record of their Line of Credit during Four Years, Seacoast Bank arbitrarily sent a demand letter threatening legal action if I do not pay $ 39,000 immediately. The only option off... Read More |
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3.35% |
$500 |
23.98 |
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Sara Jennings | Dec 26, 2021 SJennings Read More |
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2.25% |
$10,000 |
23.97 |
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Rate History: 2.00% → 4.25% → 4.00% → 3.50% → 2.25% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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0.03% |
$25,000 |
24.57 |
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
Valley National Bank Dr. Phillips Office Branch |
7625 Sandlake Road | Orlando | FL |
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Regions Bank St Cloud Branch |
4459 13th Street | Saint Cloud | FL |
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Seacoast National Bank Lake Nona Branch |
9680 Narcoosee Road, Suite 101 | Orlando | FL |
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Axiom Bank, National Association St Cloud Branch |
4400 13th St | Saint Cloud | FL |
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JPMorgan Chase Bank, National Association Saint Cloud Branch |
4355 13th St | Saint Cloud | FL |
|
PNC Bank, National Association Public Bank Branch |
2500 13th Street | Saint Cloud | FL |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
3 Month Certificates of Deposit offered by local banks are often the shortest term offered. Three month certificates of deposit rates underperform the returns on savings and money market accounts and have for some time. As a result, savers may find savings and money market accounts to offer a higher yield and more flexibility than a three year CD.
Any certificate of deposit will bear substantial penalties for early withdrawal, if it is even allowed. As a result of the penalty, depositors who might need to withdraw from short term CDs early will ordinary lose some of their principal. Under no circumstances should depositors open a 3 month CD if they think that there is any chance that they will need to access the money in less than 3 months.
While online banks often offer better rates on short term CDs, local banks are provide the convenience of walking into a branch to open a CD, deposit funds, or withdraw the CD when it matures. In addition, a CD is often an entree into a broader relationship with a financial institution which may become important if the depositor wishes to borrow money.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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