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Winter Park, Florida CD Rates – 18-Month

You are viewing rates from banks across Winter Park

 

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Winter Park, Florida . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Winter Park, FL - July 5, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

| Dec 26, 2021

SJennings Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 0.10% → 4.25% → 1.50%

| Apr 4, 2016

I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was w... Read More

Rate History: 4.50% → 1.00% → 4.00% → 1.00%

| May 19, 2018

Experience Read More

| Apr 1, 2022

This bank is the absolute worst along with [name redacted] and [name redacted]. Their communication is horrible, they lie and are negligent. They told me I was approved for a commercial loan so I moved for... Read More

0.60%

$10,000

6.51

Learn More

0.55%

$10,000

20.80

Learn More

| Jul 22, 2021

This is a criminal lender and the worst bank. They merged with CenterState Bank.. They have made our lives miserable with a wrongful, fraudulent foreclosure. We will be starting a Website with all of the ... Read More

0.30%

$1,000

21.72

Learn More

| Jul 31, 2016

This Danny Burgess from Dalton. Ha. 30720 I am nominee next to kin. To Mrs. Endriani pipper and beneficidery. With your bank I want know. If you have received. The letter of funds release sent to ... Read More

| Aug 22, 2019

Despite a perfect payment record of their Line of Credit during Four Years, Seacoast Bank arbitrarily sent a demand letter threatening legal action if I do not pay $ 39,000 immediately. The only option off... Read More

| Nov 15, 2020

Do they? Read More

| Nov 15, 2020

Do they? Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

| Nov 12, 2018

Helpful w/$ Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Winter Park, FL - July 5, 2025


Branch Street City State
Axiom Bank, National Association
St Cloud Branch
4400 13th St Saint Cloud FL
JPMorgan Chase Bank, National Association
Saint Cloud Branch
4355 13th St Saint Cloud FL
TrustCo Bank
Pleasant Hill Branch
3307 South Orange Blossom Trail Kissimmee FL
TD Bank, National Association
Kissimmee Branch
120 South John Young Parkway Kissimmee FL
Mainstreet Community Bank of Florida
Orange City Office Branch
850 South Volusia Ave Orange City FL
Cogent Bank
Longwood Branch
485 S. Ronald Reagan Boulevard Longwood FL
The First National Bank of Mount Dora
The First National Bank Of Mount Dor Branch
714 N Donnelly Street Mount Dora FL
SouthState Bank, National Association
St. Cloud Branch
2819 13th Street St. Cloud FL
United Southern Bank
Mount Dora Branch
19010 Us Hwy 441 Mount Dora FL
City National Bank of Florida
Central Florida Branch
355 North Orange Avenue Orlando FL
Seacoast National Bank
Lake Nona Branch
9680 Narcoosee Road, Suite 101 Orlando FL
Centennial Bank
Saint Cloud Branch
3552 13th Street Saint Cloud FL
Centennial Bank
Saint Cloud Branch
3552 13th Street Saint Cloud FL
BankUnited, National Association
Orlando Branch
2495 S Orange Avenue Orlando FL
Regions Bank
St Cloud Branch
4459 13th Street Saint Cloud FL
PNC Bank, National Association
Public Bank Branch
2500 13th Street Saint Cloud FL
Bank of America, National Association
St. Cloud Branch
4300 West 13th Street Saint Cloud FL
Regions Bank
St Cloud Branch
4459 13th Street Saint Cloud FL
Fifth Third Bank, National Association
Boggy Creek Branch
1401 Simpson Rd. Kissimmee FL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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