Texas

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Live Oak, Texas CD Rates – 3-Month

You are viewing rates from banks across Live Oak





Below are the best three-month CD Rates from banks in Live Oak, Texas . Three-month CD rates are generally the shortest term offered by banks and come with the lowest interest rates. You may want to consider opening a 3-month CD if they the rates are comparable to a savings and money market account, you don’t need the money for the time period, and you feel that savings rates will drop.

Live Oak, TX - August 8, 2025

CD National Average : 2.21% ?

Banks APY MIN MILES ?

Rate History: 3.00% → 5.20% → 4.80%

| Sep 19, 2019

No Specials are being offered. These rates are wrong. Read More

Rate History: 1.00% → 4.60% → 4.25%

| Aug 26, 2023

I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More

Rate History: 4.00% → 4.25% → 4.00%

Rate History: 5.00% → 4.50% → 4.25% → 4.00%

| Aug 29, 2019

Since Hancock Bank merged with Whitney Bank, it’s no longer the local bank it once was. Fees, gotcha gimmicks, underhanded surprises... It’s nothing more than another big, ugly, corporate bank looking ... Read More

3.95%

$1,000

-

Learn More

Rate History: 3.75% → 3.50% → 3.40% → 3.50% → 3.75%

Rate History: 4.55% → 4.75% → 3.61% → 3.66%

| Aug 20, 2019

Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More

Rate History: 1.00% → 4.07% → 3.71% → 3.51% → 3.35%

Rate History: 4.59% → 3.05%

Rate History: 1.00% → 3.03% → 3.00%

Rate History: 3.00% → 2.75% → 2.50%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 1.00% → 4.50% → 2.50%

Rate History: 1.00% → 2.32%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Rate History: 2.00% → 4.25% → 4.00% → 3.50% → 2.25%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 2.50% → 4.50% → 2.50% → 2.00% → 2.01%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 1.50% → 1.50%

| Aug 30, 2023

Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More

1.20%

$1,000

-

Learn More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116


Branch Street City State
Simmons Bank
Southwest Fort Worth Branch
4100 International Plaza Suite 900 Fort Worth TX
Regions Bank
Atlanta Main Branch
307 North William Street Atlanta TX
Texas Capital Bank
Texas Capital Bank, National Association Branch
2000 Mckinney Ave, Suite 700 Dallas TX
Amarillo National Bank
Amarillo National Bank Branch
410 S Taylor Amarillo TX
Hancock Whitney Bank
Northwest Branch
2979 North Loop West Freeway Houston TX
Harmony Bank
Waxahachie Branch
104 Broadhead Road Waxahachie TX
Charter Bank
Charter Bank Branch
10502 Leopard Street Corpus Christi TX
NexBank
Nexbank, Ssb Branch
2515 Mckinney Ave, Suite 1100 Dallas TX
Texas Bank
Prosper Branch
805 East 1st Street Prosper TX
Zions Bank
Dickinson Termini Branch
3911 Hwy 3 Dickinson TX
Southside Bank
Cleveland Branch
200 East Crockett Street Cleveland TX
Woodforest National Bank
0108 Highlands Branch
420 South Main Street Highlands TX
Wells Fargo Bank South Central, National Association
Wells Fargo Bank South Central, National Association Branch
2005 Taylor Street Houston TX
First Financial Bank
First Financial Huntsville Branch
33 Highway 75 North Huntsville TX
Finworth, a division of InsBank
Houston Branch
4328 Old Spanish Trail Houston TX
JPMorgan Chase Bank, National Association
Richardson Branch
100 North Central Expressway Richardson TX
Wells Fargo Bank, National Association
Madisonville Branch
207 East Main Street Madisonville TX
Amerant Bank, Formerly Mercantil Bank
Town & Country Bank Branch
750 Town And Country Boulevard, Suite 100 Houston TX
Bank of Whittier, National Association
Richardson Branch
1431 East Spring Valley Road Richardson TX
Citibank, National Association
Las Colinas Employee Financial Cente Branch
6460 Colinas Boulevard Irving TX
U.S. Bank National Association
Dallas Parkway Branch
14241 Dallas Parkway Dallas TX


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

3 Month Branch Certificates of Deposit 2025

3 Month Certificates of Deposit offered by local banks are often the shortest term offered. Three month certificates of deposit rates underperform the returns on savings and money market accounts and have for some time. As a result, savers may find savings and money market accounts to offer a higher yield and more flexibility than a three year CD.

Any certificate of deposit will bear substantial penalties for early withdrawal, if it is even allowed. As a result of the penalty, depositors who might need to withdraw from short term CDs early will ordinary lose some of their principal. Under no circumstances should depositors open a 3 month CD if they think that there is any chance that they will need to access the money in less than 3 months.

While online banks often offer better rates on short term CDs, local banks are provide the convenience of walking into a branch to open a CD, deposit funds, or withdraw the CD when it matures. In addition, a CD is often an entree into a broader relationship with a financial institution which may become important if the depositor wishes to borrow money.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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