Georgia

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Vidalia, Georgia CD Rates – 6-Month

You are viewing rates from banks across Vidalia





Below are the best six-month CD Rates from banks with branches in Vidalia, Georgia . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Vidalia, GA - July 9, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

0.40%

$10,000

18.74

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0.35%

$10,000

21.80

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0.35%

$10,000

4.80

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0.30%

$10,000

21.73

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| Aug 29, 2015

hello I need to know how much it is to open a regular savings that gains intrest Read More

0.25%

$10,000

22.42

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0.25%

$10,000

18.67

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0.25%

$10,000

8.28

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| May 30, 2022

I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More

0.15%

$10,000

24.39

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0.15%

$500

14.53

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0.12%

$10,000

14.63

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Vidalia, GA - July 9, 2025


Branch Street City State
Glennville Bank
Reidsville Bank, A Branch Of Glennville Bank
246 South Main Street, Suite F Reidsville GA
Pineland Bank
Lanier Street Branch
200 Lanier Street Metter GA
Peoples Bank
Peoples Bank Branch
299 West Liberty Street Lyons GA
Durden Banking Company, Incorporated
Metter Branch
900 South Lewis Street Metter GA
Vidalia Federal Savings Bank
Lyons Branch
209 W. Liberty St Lyons GA
Queensborough National Bank & Trust Company
Metter Branch
24-28 North Broad Street Metter GA
South Georgia Bank
Reidsville Branch
221 South Main Street Reidsville GA
Mount Vernon Bank
Mount Vernon Bank Branch
101 Railroad Avenue Mount Vernon GA
Ameris Bank
Lyons Branch
182 West Liberty Street Lyons GA
Bank of Lumber City
Bank Of Lumber City Branch
21 Main St Lumber City GA
Georgia First Bank
The Bank Of Soperton Branch
1202 Second Street North Soperton GA
Colony Bank
Soperton Branch
310 Main Street, West Soperton GA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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