Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing local cd rates from banks around: Ohio, OH 43085
Below are the best six-month CD Rates from banks with branches within 20 miles of the zip code listed above. Six-month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6-month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.
Columbus, OH - December 12, 2024
6 Month CD National Average : 0.41% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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3.00% |
$500 |
- |
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Rate History: 3.35% → 3.00% |
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Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
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2.00% |
$25,000 |
- |
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Rate History: 2.50% → 2.51% → 2.01% → 2.00% |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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1.50% |
$10,000 |
- |
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Rate History: 3.00% → 2.00% → 1.50% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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0.40% |
$10,000 |
10.29 |
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Patty | Mar 21, 2020 Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More |
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0.40% |
$10,000 |
24.89 |
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0.35% |
$10,000 |
10.29 |
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Patty | Mar 21, 2020 Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More |
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0.25% |
$10,000 |
22.28 |
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0.22% |
$10,000 |
11.14 |
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0.20% |
$10,000 |
17.96 |
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Disappointed | Feb 5, 2020 We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would n... Read More |
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0.20% |
$10,000 |
12.97 |
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Joseph Usher | May 6, 2015 The BEST BANK for 57years straight. The personel are wonderful to work with. ANYONE that needs Money, Middlefield Bank will be there to help. Read More |
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0.20% |
$1,000 |
6.61 |
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Morgan B | Mar 12, 2023 I have several business loans through VCNB. Anyone considering borrowing money should consider using them for financing. They have the assets and abilities of larger chains, but you get a more personal i... Read More |
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0.20% |
$10,000 |
9.34 |
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0.20% |
$10,000 |
11.76 |
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0.17% |
$500 |
18.11 |
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0.15% |
$1,000 |
16.81 |
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0.15% |
$100,000 |
24.18 |
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0.13% |
$10,000 |
12.97 |
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Billmaryd33@aol.com | Apr 23, 2021 Billmaryd33@aol.com Read More |
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0.10% |
$1,000 |
21.89 |
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0.10% |
$10,000 |
24.18 |
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0.10% |
$10,000 |
10.78 |
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0.10% |
$100,000 |
9.88 |
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Squittyrules83 | Sep 6, 2022 DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More |
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0.05% |
$2,500 |
- |
Learn More
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Seeko | Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More |
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0.05% |
$500 |
- |
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0.05% |
$10,000 |
5.05 |
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0.05% |
$10,000 |
14.53 |
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0.05% |
$10,000 |
24.18 |
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0.05% |
$10,000 |
- |
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James R. | Sep 11, 2020 CF Bank showed good promise as a lender. They have a nice site with a swift intake and origination process. My originator, Dylan, was knowledgeable and a pleasure to work with. I unfortunately can’t g... Read More |
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0.05% |
$10,000 |
9.88 |
Learn More
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Squittyrules83 | Sep 6, 2022 DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More |
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0.04% |
$10,000 |
24.96 |
Learn More
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dionpayne | Jun 28, 2017 showmethreethousanddollars Read More |
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0.04% |
$10,000 |
12.87 |
Learn More
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0.03% |
$25,000 |
- |
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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