You are viewing local cd rates around: Virginia, VA 20146


CD Rates – 6 Month – Ashburn, Virginia 2017

Below are the best six month CD Rates from banks with branches within 20 miles of the zip code listed above. Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Ashburn, VA - May 28, 2017

6 Month CD National Average : 0.28% ?

Bank APY MIN MILES ?
0.75% $500 6.41
0.65% $1,000 14.78
0.65% $100,000 7.59
0.65% $1,000 2.37
0.55% $100 18.68
0.50% $1,000 6.05
0.44% $1,000 14.47
0.35% $1,000 13.96
0.35% $500 15.32
0.35% $1,000 3.87
0.35% $500 6.09
0.30% $1,000 16.00
0.30% $500 5.10
0.25% $100,000 15.28
0.25% $1,000 5.30
0.25% $1,000 8.26
0.25% $500 9.63
0.22% $50,000 5.81
0.20% $1 17.43
0.20% $10,000 15.28
0.20% $500 15.97
0.20% $500 7.45
0.20% $50,000 5.81
0.20% $100,000 14.20
0.20% $10,000 5.59
0.17% $10,000 5.81
0.15% $10,000 5.81
0.15% $1,000 14.20
0.15% $500 2.24
0.12% $100,000 13.60
0.12% $100,000 0.73
0.12% $100,000 1.80
0.10% $1,000 13.41
0.10% $10,000 5.91
0.10% $500 1.80
0.08% $10,000 13.60
0.08% $10,000 0.73
0.07% $10,000 14.81
0.07% $10,000 6.42
0.05% $10,000 11.05
0.05% $1,000 8.08
0.05% $10,000 8.08
0.05% $10,000 0.92
0.05% $10,000 1.60
0.05% $1,000 1.49
0.05% $500 17.79
0.05% $500 3.37
0.05% $500 16.04
0.05% $1,000 7.59
0.03% $10,000 13.50
0.03% $10,000 1.53
0.01% $10,000 13.52
0.01% $10,000 0.96

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know by commenting below so that we can update it. Thank you for your help.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2017

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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  • Douglas Dill

    April 18, 2016

    Why do you keep advertising a 1-year CD rate of 1.35% for BBVA Compass when they tell me that it was a promotional rate that ended on April 1st?

  • Glen

    October 20, 2014

    Contacted "Reynolds State Bank" 10/20/14 to ask about opening 6mo. CD. Was told they have not accepted new accounts since 2012?

  • mike

    March 07, 2014

    the roma rate ended 3/1/14

  • Sol

    October 01, 2013

    @Oscar

    The rate is only available at the Newtonville branch. I'll add that to the product information. Thanks. Sol

  • Oscar Lebowitz

    September 30, 2013

    Is the 2% rate on the 6 month CD at Belmont Savings Bank available at all of their branches around Boston or it is just certain branches. Does anyone know?

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