Best 6-Month CD Rates in Colorado, CO

You are viewing rates from banks across Colorado

Below are the best six-month CD Rates from banks with branches in Colorado. Six-month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

CO - August 4, 2025

6 Month CD National Average : 0.41% ^?

Banks	APY	MIN	MILES ^?
ableBanking, a division of Northeast Bank	4.50%	$500	-	Learn More Add Review
Rate History: 5.30% → 5.20% → 4.70% → 4.30% → 4.50%
Dudley \| Apr 18, 2018 Worst experience of my life. Did not fund and gave $25 to my own charity. Read More
Bread Savings, a division of Bread Financial	4.45%	$1,500	-	Learn More Add Review
Rate History: 4.65% → 4.50% → 4.40% → 4.35% → 4.45%
m abram \| Jul 4, 2025 Bread's current 6-month CD is 4.45%, not 4.35%. Read More
Colorado Federal Savings Bank	4.45%	$5,000	-	Learn More Add Review
Early withdrawal penalty is 3 Months' Interest. Rate History: 4.70% → 4.40% → 4.45% → 4.05% → 4.45%
jp2 \| Jul 1, 2022 not really an onllne bank. compare this interface that gives you no information with that of any other bank (I cannot even confirm the rate). cannot switch in and out of cds or np cds. just not an online b... Read More
Finworth, a division of InsBank	4.45%	$50,000	-	Learn More Add Review
7-Month CD. Rate History: 4.75% → 4.50% → 4.30% → 4.50% → 4.45%
Geoffrey Christopher 1 \| Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More
Rising Bank, a division of Midwest BankCentre	4.41%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.40% → 4.30% → 4.45% → 4.51% → 4.41%
Az1 \| Aug 26, 2022 Too slow to raise rates. Read More
Popular Direct	4.40%	$10,000	-	Learn More Add Review
Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
My e-Banc, a division of Bradesco BAC Florida Bank	4.40% 4.25%	$50,000 $5,000	-	Learn More Add Review
6 Month Jumbo CD. Rate History: 4.70% → 4.65% → 4.55% → 4.50% → 4.40%
Matty H \| Sep 22, 2023 Terrible bank. Terrible service. Not equipped to service customers outside Florida. Plays games with your taxes by issuing 1090s whenever. Really shouldn't be on this list or your radar. Avoid. Read More
Salem Five Direct	4.40% 3.75%	$10,000 $2,500	-	Learn More Add Review
Rate History: 4.50% → 4.20% → 4.00% → 4.15% → 4.40%
LarryMass \| Dec 8, 2020 Everyone here in Boston raves about Salem Five but it is shithole operation filled with nasty entitled people. As for this online savings product, the fees are ridiculous, the transfer charges are obnoxiou... Read More
Limelight Bank, A division of Capital Community Bank	4.35%	$1,000	-	Learn More Add Review
Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%
Savvysaver \| Jun 26, 2020 Rate not current Read More
Merrick Bank	4.35%	$25,000	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 4.35% → 4.00% → 4.15% → 4.40% → 4.35%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
Prime Alliance Bank	4.35%	$500	-	Learn More
Rate History: 4.95% → 4.90% → 4.65% → 4.50% → 4.35%
JBaker65 \| May 6, 2023 Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More Reviews (10)
Climate First Bank	4.34%	$500	-	Learn More
No Penalty CD. Rate History: 5.34% → 5.34% → 3.68% → 4.34%
tjgarnett \| Mar 2, 2024 Attracted to the name, but the service had too many steps so I didn't open an account. Read More Reviews (1)
Hingham Institution for Savings	4.30%	$1,000	-	Learn More Add Review
Rate History: 4.85% → 4.80% → 4.50% → 4.39% → 4.30%
First Internet Bank of Indiana	4.28%	$1,000	-	Learn More
Warning: Early Withdrawal Penalty is 180 days interest. Rate History: 4.35% → 4.15% → 4.15% → 4.49% → 4.28%
Beenthere \| Jan 30, 2024 Have an IRA rollover, they don't take IRAs any longer. Read More Reviews (2)
Canadian Imperial Bank USA	4.26%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 30 days. Rate History: 4.31% → 4.26%
ytr0171 \| Jul 23, 2023 easy to work with but the rate isn't competitive. not even the leading savings rate banks are competitive versus short us treasuries. Read More
Gateway First Bank	4.25%	$500	-	Learn More
Rate History: 3.35% → 4.25%
JohnC \| Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More Reviews (3)
MainStreet Bank	4.25%	$500	-	Learn More Add Review
Early Withdrawal Penalty is 3 months interest. Rate History: 4.65% → 4.55% → 4.35% → 4.25%
Beal Bank USA Denver Branch	4.20%	$1,000	-	Learn More
Rate History: 5.15% → 5.25% → 5.15% → 4.75% → 4.20%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
Goldman Sachs Bank	4.20%	$500	-	Learn More Add Review
Rate History: 4.50% → 4.30% → 4.20% → 4.10% → 4.20%
A Terkowitz \| Feb 15, 2024 best bank on the list but no longer the most competitive Read More
Bask Bank, a division of Texas Capital Bank	4.20%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.70% → 4.45% → 4.40% → 4.45% → 4.20%
smithy1968 \| Apr 20, 2024 Save your tears for another day. Very frustrating. 1-star. Read More
Bank of Hope	4.16% 0.20%	$250,000 $1,000	-	Learn More
Rate History: 4.85% → 4.60% → 4.50% → 4.35% → 4.16%
NORTY FLATZ \| Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More Reviews (1)
M.Y. Safra Bank	4.15%	$500	-	Learn More
Rate History: 2.25% → 4.90%
Richard \| Jul 1, 2022 Very easy opening process and wonderful staff. Read More Reviews (6)
Sallie Mae Bank	4.15%	$2,500	-	Learn More
Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Charles Schwab Bank, SSB	4.14%	$1,000	-	Learn More
Rate History: 4.19% → 4.24% → 4.30% → 4.35% → 4.14%
kenbeckyreese@icloud.com \| Feb 12, 2020 WILL YOU CASH MY EE SAVINGS BONDS? PLEASE ADVSE. Read More Reviews (5)
Vio Bank, A Division of MidFirst Bank	4.10%	$500	-	Learn More Add Review
Rate History: 4.70% → 4.50% → 4.30% → 4.20% → 4.10%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
IncredibleBank	4.05%	$1,000	-	Learn More Add Review
Rate History: 5.00% → 4.65% → 4.30% → 3.79% → 4.05%
nonsense \| May 21, 2021 avoid this Read More
Bank5 Connect	4.00%	$500	-	Learn More Add Review
6 Month CD. Rate History: 4.95% → 4.85% → 4.50% → 4.35% → 4.00%
BW \| Jul 17, 2021 I've been with this bank for 6 months and have not had any problems. Bill pay works good. The 24 month investing CD is another vechile I use. Rates are above average considering the national rate. I'd reco... Read More
LendingClub	4.00%	$2,500	-	Learn More
Rate History: 5.30% → 5.00% → 4.80% → 4.00%
overdrawn \| Nov 12, 2022 I was shopping for deposit rates in August, and NerdWallet, a site I had previously trusted, had it on their list. I was unaware they took deposits. They are the only bank that ever duplicated a transactio... Read More Reviews (21)
Banesco USA	4.00%	$1,000	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 5.20% → 5.00% → 4.50% → 4.25% → 4.00%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
Northern Bank Direct	4.00%	$500	-	Learn More Add Review
Rate History: 5.00% → 4.75% → 4.00%
Mike Brown \| Jul 6, 2023 This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More
TIAA Bank / Everbank	3.90%	$1,000	-	Learn More Add Review
Early withdrawal penalty is one-fourth the amount of interest that would have been earned had CD been held to maturity. Rate History: 4.00% → 3.90%
smithy1968 \| Mar 20, 2025 A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More
Ally Bank	3.90%	$0	-	Learn More Add Review
Rate History: 4.60% → 4.30% → 4.20% → 4.05% → 3.90%
Rad \| Aug 13, 2023 Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More
National Cooperative Bank	3.87%	$2,500	-	Learn More
Early Withdrawal Penalty is 3 months interest. Rate History: 4.62% → 4.30% → 4.29% → 4.08% → 3.87%
JC \| Jun 1, 2021 Update: STAY AWAY FROM THIS BANK! They have no clue how to run an online bank. This bank is not ready for prime time. Nothing but problems. Customer service is dismal at best. Read More Reviews (2)
Capital One 360	3.80%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 3 months interest. Rate History: 4.25% → 4.20% → 4.00% → 3.90% → 3.80%
NS123 \| Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More
Capital One, National Association	3.80%	$0	-	Learn More
Rate History: 4.25% → 4.20% → 4.00% → 3.90% → 3.80%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (14)
Barclays Bank Delaware	3.80%	$0	-	Learn More
Rate History: 5.10% → 5.00% → 4.65% → 4.00% → 3.80%
LenaL \| May 2, 2022 Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More Reviews (33)
My Savings Direct, a division of Emigrant Bank	3.75%	$1,000	-	Learn More Add Review
Rate History: 1.50% → 2.50% → 4.00% → 3.75%
not perfect but \| Apr 25, 2023 with all of these online bank, including the well known ones, delaying transfers forever in order to fund these high rates, this one still executes inbound and outbound transfers immediately. Read More
Dollar Savings Direct, a division of Emigrant Bank	3.75%	$1,000	-	Learn More Add Review
Rate History: 4.00% → 3.75%
J Dally \| Jun 13, 2023 I'll steer clear of Dollar Savings Direct and My Savings Direct until they guarantee users at both online divisions their best rates. Banks have the right to segment their customers yes, but these games w... Read More
Bank of America, National Association Cherry Creek Branch	3.75%	$10,000	-	Learn More
Rate History: 4.00% → 3.75%
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
Discover Bank	3.70%	$2,500	-	Learn More Add Review
Rate History: 4.35% → 4.25% → 3.90% → 3.70%
AVOID_ READ_CAREFULLY \| Jan 10, 2024 AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More
Synchrony Bank	3.70%	$0	-	Learn More Add Review
Rate History: 4.80% → 4.40% → 4.20% → 3.90% → 3.70%
mcriss \| Oct 23, 2023 Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More
FirstBank Frisco Branch	3.60%	$10,000	-	Learn More
Rate History: 3.85% → 4.15% → 4.00% → 3.70% → 3.60%
Carrandrewb \| Aug 5, 2022 The worst customer service during covid. I lost my wallet they were nit understanding when things were shutting down. I knew covid was going to be bad and did not want to be around people. They did nit eve... Read More Reviews (1)
WebBank	3.50%	$2,500	-	Learn More
Rate History: 0.10% → 3.50%
dbestway@gmail.com \| Aug 13, 2019 I filled out the application 10 days ago answering all questions and sent a file with a copy of my drivers license to Western Bank. I received an email saying that a banker would call me within one busines... Read More Reviews (2)
Virtualbank, a division of First Horizon Bank	3.35%	$10,000	-	Learn More Add Review
Hello VirtualBank? \| Dec 22, 2018 I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More
Zions Bank Durango Downtown Branch	3.05%	$1,000	-	Learn More Add Review
Rate History: 4.86% → 3.05%
CIT Bank, a division of First-Citizens Bank and Trust	3.00%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
BMO Alto, a division of Bank of Montreal Harris	3.00%	$0	-	Learn More Add Review
Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%
Jenny Kingston \| Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More
Citibank, National Association	3.00%	$0	-	Learn More
Rate History: 4.65% → 3.75% → 3.50% → 3.25% → 3.00%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
Clear Sky Accounts	3.00%	$1,000	-	Learn More Add Review
Rate History: 0.65% → 3.25% → 3.00% → 3.20% → 3.00%
ruler009 \| May 26, 2017 Before009 Read More
Bank of Whittier, National Association	2.79%	$1,000	-	Learn More Add Review
TD Bank, National Association	2.75% 0.05%	$10,001 $10,000	-	Learn More
Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
USAA Federal Savings Bank	2.50%	$1,000	-	Learn More
Rate History: 5.25% → 4.65% → 4.55% → 3.45% → 2.50%
RYAN S \| Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More Reviews (2)
BOKF, National Association Highlands Ranch Branch	2.05%	$100,000	-	Learn More
Rate History: 0.15% → 2.55% → 2.45% → 2.30% → 2.05%
Aku \| May 29, 2020 Dua Read More Reviews (1)
Wells Fargo Bank, National Association Aurora - City Center Branch	2.00%	$25,000	-	Learn More
Rate History: 2.50% → 2.51% → 2.01% → 2.00%
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
JPMorgan Chase Bank, National Association Coal Mine & Kipling Banking Center B Branch	1.50%	$10,000	-	Learn More
Rate History: 3.00% → 2.00% → 1.50%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
Hingham Savings	1.00%	$1,000	-	Learn More Add Review
Northfield Bank	0.75%	$0	-	Learn More Add Review
Stella \| Apr 30, 2019 No issues. I feel confident using them. Read More
Yampa Valley Bank Yampa Valley Bank Branch	0.70%	$10,000	-	Learn More Add Review
Rio Grande Savings and Loan Association Rio Grande Savings And Loan Associat Branch	0.66%	$500	-	Learn More Add Review
Century Savings and Loan Association Century Savings And Loan Association Branch	0.60%	$100,000	-	Learn More Add Review
American Bank of Commerce Colorado Springs Branch	0.60%	$10,000	-	Learn More Add Review
Alamosa State Bank Alamosa Main Street Branch	0.60%	$100,000	-	Learn More
cabin30355 \| Feb 7, 2022 I have found that if you live in the San Luis Valley, you must have accounts at two banks as at least one of them's website is inaccessible at an average of once per months or has their debit cards not fu... Read More Reviews (1)
Farmers State Bank of Calhan Falcon Branch	0.55%	$10,000	-	Learn More
John \| Nov 4, 2021 Not a very helpful bank. Find another ! Read More Reviews (1)
Adams Bank & Trust Firestone Branch	0.50%	$10,000	-	Learn More Add Review
Liberty Savings Bank, F.S.B. Granby Branch	0.50%	$10,000	-	Learn More Add Review
FlatIrons Bank Longmont Branch	0.50%	$10,000	-	Learn More Add Review
RNB STATE BANK Rawlins National Bank - Longmont Bra Branch	0.50%	$100,000	-	Learn More Add Review
San Luis Valley Federal Bank San Luis Valley Federal Bank Branch	0.49%	$100,000	-	Learn More Add Review
Century Savings and Loan Association Century Savings And Loan Association Branch	0.45%	$10,000	-	Learn More Add Review
Stockmens Bank Stockmens Bank Branch	0.45%	$10,000	-	Learn More Add Review
Del Norte Bank Del Norte Bank Branch	0.45%	$100,000	-	Learn More Add Review
First Pioneer National Bank Holyoke Branch	0.45%	$100,000	-	Learn More Add Review
The First National Bank of Hugo Limon Branch	0.41%	$10,000	-	Learn More Add Review
Fortis Private Bank Alton Way Branch	0.40%	$10,000	-	Learn More Add Review
The First National Bank in Trinidad Wal-Mart Branch	0.40%	$10,000	-	Learn More Add Review
Champion Bank Champion Bank Branch	0.40%	$10,000	-	Learn More Add Review
Frontier Bank Springfield Branch	0.40%	$100,000	-	Learn More Add Review
First FarmBank Yuma Colorado Branch	0.40%	$10,000	-	Learn More Add Review
RNB STATE BANK Rawlins National Bank - Longmont Bra Branch	0.40%	$10,000	-	Learn More Add Review
San Luis Valley Federal Bank San Luis Valley Federal Bank Branch	0.39%	$10,000	-	Learn More Add Review
GNBank, National Association Valley State Bank Branch	0.35%	$10,000	-	Learn More Add Review
Del Norte Bank Del Norte Bank Branch	0.35%	$10,000	-	Learn More Add Review
The State Bank Falcon Branch	0.35%	$10,000	-	Learn More Add Review
First Southwest Bank First Southwest Bank Branch	0.35%	$10,000	-	Learn More Add Review
The First National Bank of Las Animas Monument Branch	0.35%	$10,000	-	Learn More Add Review
Frontier Bank Springfield Branch	0.35%	$10,000	-	Learn More Add Review
CoreFirst Bank & Trust Corefirst - Vallagio Branch	0.30%	$10,000	-	Learn More Add Review
Glacier Bank Hot Springs Boulevard Branch	0.30%	$10,000	-	Learn More
CatAnn \| Dec 11, 2023 only series EE currently. I have I series and have to mail them in Read More Reviews (1)
Equitable Savings and Loan Association Limon Branch	0.30%	$10,000	-	Learn More Add Review
High Country Bank High Country Bank Branch	0.30%	$100,000	-	Learn More Add Review
Alamosa State Bank Alamosa Main Street Branch	0.30%	$10,000	-	Learn More
cabin30355 \| Feb 7, 2022 I have found that if you live in the San Luis Valley, you must have accounts at two banks as at least one of them's website is inaccessible at an average of once per months or has their debit cards not fu... Read More Reviews (1)
Grand Valley Bank 925 N. 7th Street Branch	0.30%	$10,000	-	Learn More Add Review
NBH Bank Nbh Bank Branch	0.30%	$10,000	-	Learn More Add Review
Mountain Valley Bank Mountain Valley Bank Branch	0.30%	$10,000	-	Learn More Add Review
First Pioneer National Bank Holyoke Branch	0.30%	$10,000	-	Learn More Add Review
Points West Community Bank Good Samaritan Branch	0.30%	$10,000	-	Learn More Add Review
The Eastern Colorado Bank Limon Branch	0.30%	$10,000	-	Learn More Add Review
North Valley Bank North Valley Bank Branch	0.30%	$10,000	-	Learn More Add Review
First National Bank, Cortez First National Bank, Cortez Branch	0.28%	$100,000	-	Learn More Add Review
FMS Bank Fms Bank Branch	0.27%	$100,000	-	Learn More Add Review
Park State Bank & Trust Park State Bank & Trust Branch	0.25%	$500	-	Learn More Add Review
Rocky Mountain Bank & Trust Cheyenne Meadows Branch	0.25%	$100,000	-	Learn More Add Review
FirsTier Bank	0.25%	$10,000	-	Learn More Add Review
InBank North Convent Branch	0.25%	$100,000	-	Learn More
Trujillo \| Nov 9, 2023 Unhappy with ATM on Southside. I.bank with wafd they closed. Told wsfd customers can get cash with card. Employees are very nosy with slanderous gossip. I'm treated like a criminal. That why I don't use i... Read More Reviews (1)
High Plains Bank Longmont Branch	0.25%	$10,000	-	Learn More Add Review
Farmers Bank Farmers Bank Branch	0.25%	$10,000	-	Learn More
eberhard1111 \| Sep 10, 2019 215,000.00 Read More Reviews (1)
Academy Bank, National Association Downtown Colo Sprs Main Branch	0.25%	$10,000	-	Learn More
Fran1 \| Feb 4, 2020 Academy was great helping me open a new account Read More Reviews (5)
Axos Bank, a division of Bofi Federal Bank	0.20%	$1,000	-	Learn More Add Review
wertlkgt \| Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More
Herring Bank Colorado National Bank Branch	0.20%	$10,000	-	Learn More
wello50 \| Jul 1, 2021 What day of the month do you report to the credit bureaus Read More Reviews (1)
Rocky Mountain Bank & Trust Cheyenne Meadows Branch	0.20%	$10,000	-	Learn More Add Review
Armed Forces Bank, National Association Fort Carson Facility Branch	0.20%	$10,000	-	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
MNB BANK Burlington Colorado Branch	0.20%	$10,000	-	Learn More Add Review
Integrity Bank & Trust Powers Center Point Branch	0.20%	$10,000	-	Learn More Add Review
UMB Bank, National Association Highlands Banking Center Branch	0.20%	$10,000	-	Learn More
RS \| Jun 1, 2020 UMB does not honor the rate posted here! Read More Reviews (2)
The Dolores State Bank Mancos Valley Bank - Cortez Location Branch	0.20%	$100,000	-	Learn More Add Review
FirstOak Bank Firstoak Bank-Pueblo Branch	0.20%	$10,000	-	Learn More Add Review
Native American Bank, National Association Native American Bank, National Association Branch	0.20%	$100,000	-	Learn More Add Review
InBank North Convent Branch	0.20%	$10,000	-	Learn More
Trujillo \| Nov 9, 2023 Unhappy with ATM on Southside. I.bank with wafd they closed. Told wsfd customers can get cash with card. Employees are very nosy with slanderous gossip. I'm treated like a criminal. That why I don't use i... Read More Reviews (1)
First National Bank Arapahoe Bank And Trust Branch	0.20%	$1,000	-	Learn More Add Review
High Country Bank High Country Bank Branch	0.20%	$10,000	-	Learn More Add Review
Golden Belt Bank, FSA Fort Morgan Br Branch	0.20%	$10,000	-	Learn More Add Review
The Farmers State Bank of Brush Drive-In Facility Branch	0.20%	$10,000	-	Learn More Add Review
Points West Community Bank Good Samaritan Branch	0.20%	$10,000	-	Learn More Add Review
Waypoint Bank Mountain View Branch	0.20%	$10,000	-	Learn More Add Review
FMS Bank Fms Bank Branch	0.17%	$10,000	-	Learn More Add Review
Purepoint MUFG Union	0.15%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
The Gunnison Bank and Trust Company Crested Butte Branch	0.15%	$10,000	-	Learn More Add Review
The Colorado Bank and Trust Company of La Junta The Colorado Bank And Trust Company Branch	0.15%	$10,000	-	Learn More Add Review
ANB Bank Fort Collins Branch	0.15%	$10,000	-	Learn More Add Review
Home Loan State Bank Home Loan State Bank Branch	0.15%	$10,000	-	Learn More Add Review
The Dolores State Bank Mancos Valley Bank - Cortez Location Branch	0.15%	$10,000	-	Learn More Add Review
5Star Bank 5star Bank Branch	0.15%	$10,000	-	Learn More Add Review
MidFirst Bank Kent Denver Br Branch	0.15%	$10,000	-	Learn More
sharzns \| Jun 17, 2022 Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More Reviews (3)
Native American Bank, National Association Native American Bank, National Association Branch	0.15%	$10,000	-	Learn More Add Review
United Business Bank	0.15%	$10,000	-	Learn More
Small Company \| Apr 9, 2020 I would stay away from this bank. It was much better run when it was Valley Community Bank, but went into the toilet when it was bought by Bay Commercial Bank. Their online banking terms and conditions cha... Read More Reviews (1)
FNB Bank Kirk Branch	0.15%	$100,000	-	Learn More Add Review
Timberline Bank Montrose Branch	0.14%	$1,000	-	Learn More Add Review
First Western Trust Bank Dtc Cherry Hills Branch	0.13%	$10,000	-	Learn More Add Review
First National Bank Arapahoe Bank And Trust Branch	0.12%	$10,000	-	Learn More Add Review
Four Corners Community Bank Cortez Branch	0.10%	$10,000	-	Learn More
Unhappy customer definitely NOT THE BANK FOR ME! \| Sep 21, 2020 I am fed up with how poorly this bank is run. I have made deposit and given a receipt with the wrong amount more than once. I have received other customer's cancelled checks. The online bank site is a mess... Read More Reviews (1)
Redstone Bank Redstone Bank Branch	0.10%	$10,000	-	Learn More Add Review
The Pueblo Bank and Trust Company Drive-In Facility Branch	0.10%	$10,000	-	Learn More Add Review
First National Bank, Cortez First National Bank, Cortez Branch	0.10%	$10,000	-	Learn More Add Review
Glacier Bank Hot Springs Boulevard Branch	0.08%	$10,000	-	Learn More
CatAnn \| Dec 11, 2023 only series EE currently. I have I series and have to mail them in Read More Reviews (1)
KeyBank National Association Governor's Plaza Branch	0.05%	$2,500	-	Learn More
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
FNB Bank Kirk Branch	0.05%	$10,000	-	Learn More Add Review
U.S. Bank National Association Denver Federal Center Branch	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
First National Bank of Omaha Csu Branch	0.04%	$500	-	Learn More Add Review
PNC Bank, National Association	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
OneWest Bank, a division of First-Citizens Bank and Trust	0.01%	$500	-	Learn More Add Review
Evergreen National Bank Georgetown Branch	0.01%	$10,000	-	Learn More Add Review
First-Citizens Bank & Trust Company Fort Collins Branch	0.01%	$500	-	Learn More
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)
Bank of Estes Park Niwot Branch	0.01%	$1,000	-	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116

Branch	Street	City	State
Beal Bank USA Denver Branch	154 Steele Street	Denver	CO
Bank of America, National Association Cherry Creek Branch	100 Filmore Street, Suite 100	Denver	CO
FirstBank Frisco Branch	960 N.Ten Mile Drive	Frisco	CO
Zions Bank Durango Downtown Branch	890 Camino Del Rio	Durango	CO
BOKF, National Association Highlands Ranch Branch	9561 S. University Blvd	Highlands Ranch	CO
Wells Fargo Bank, National Association Aurora - City Center Branch	999 South Sable Boulevard	Aurora	CO
JPMorgan Chase Bank, National Association Coal Mine & Kipling Banking Center B Branch	9859 West Coal Mine Avenue	Littleton	CO
Yampa Valley Bank Yampa Valley Bank Branch	600 South Lincoln Avenue	Steamboat Springs	CO
RG Bank, A Savings and Loan Association Rio Grande Savings And Loan Associat Branch	901 1st Avenue	Monte Vista	CO
Century Savings and Loan Association Century Savings And Loan Association Branch	233 East Main St	Trinidad	CO
American Bank of Commerce Colorado Springs Branch	434 S. Tejon	Colorado Springs	CO
Alamosa State Bank Alamosa Main Street Branch	601 Main Street	Alamosa	CO
Farmers State Bank of Calhan Falcon Branch	Meridian Road & Sthy 24	Peyton	CO
Adams Bank & Trust Firestone Branch	8308 Colorado Blvd	Firestone	CO
Liberty Savings Bank, F.S.B. Granby Branch	91 E. Agate	Granby	CO
FlatIrons Bank Longmont Branch	522 4th Avenue	Longmont	CO
RNB STATE BANK Rawlins National Bank - Longmont Bra Branch	2001 North Main Street	Longmont	CO
San Luis Valley Federal Bank San Luis Valley Federal Bank Branch	401 Edison Avenue	Alamosa	CO
Century Savings and Loan Association Century Savings And Loan Association Branch	233 East Main St	Trinidad	CO
Stockmens Bank Stockmens Bank Branch	25 N. Cascade Avenue	Colorado Springs	CO
Del Norte Bank Del Norte Bank Branch	705 Grand Avenue	Del Norte	CO
First Pioneer National Bank Holyoke Branch	150 South Interocean Street	Holyoke	CO
The First National Bank of Hugo Limon Branch	981 2nd Street	Limon	CO
Fortis Bank Alton Way Branch	7006 South Alton Way, Building B	Centennial	CO
The First National Bank in Trinidad Wal-Mart Branch	2921 Toupal Drive	Trinidad	CO
Champion Bank Champion Bank Branch	16790 Centre Court	Parker	CO
Frontier Bank Springfield Branch	808 Main Street	Springfield	CO
First FarmBank Yuma Colorado Branch	501 E. 8th Avenue	Yuma	CO
RNB STATE BANK Rawlins National Bank - Longmont Bra Branch	2001 North Main Street	Longmont	CO
San Luis Valley Federal Bank San Luis Valley Federal Bank Branch	401 Edison Avenue	Alamosa	CO
GNBank, National Association Valley State Bank Branch	204 South Fourth St	Lamar	CO
Del Norte Bank Del Norte Bank Branch	705 Grand Avenue	Del Norte	CO
The State Bank Falcon Branch	7495 Mclaughlin Road	Peyton	CO
First Southwest Bank First Southwest Bank Branch	720 Main Street	Alamosa	CO
First National Bank Colorado Monument Branch	581 Highway 105	Monument	CO
Frontier Bank Springfield Branch	808 Main Street	Springfield	CO
CoreFirst Bank & Trust Corefirst - Vallagio Branch	10130 E. Dry Creek Road	Englewood	CO
Glacier Bank Hot Springs Boulevard Branch	305 Hot Springs Boulevard	Pagosa Springs	CO
Equitable Savings and Loan Association Limon Branch	888 Main Street	Limon	CO
High Country Bank High Country Bank Branch	7360 West Us Highway 50	Salida	CO
Alamosa State Bank Alamosa Main Street Branch	601 Main Street	Alamosa	CO
Grand Valley Bank 925 N. 7th Street Branch	925 North 7th Street	Grand Junction	CO
NBH Bank Nbh Bank Branch	Wapiti Ave	Rifle	CO
Mountain Valley Bank Mountain Valley Bank Branch	461 Main	Walden	CO
First Pioneer National Bank Holyoke Branch	150 South Interocean Street	Holyoke	CO
Points West Community Bank Good Samaritan Branch	805 Compassion Drive	Windsor	CO
The Eastern Colorado Bank Limon Branch	580 V Avenue	Limon	CO
North Valley Bank North Valley Bank Branch	9001 North Washington Street	Thornton	CO
First National Bank, Cortez First National Bank, Cortez Branch	2258 E. Main Street	Cortez	CO
FMS Bank Fms Bank Branch	520 Sherman Street	Fort Morgan	CO
Park State Bank & Trust Park State Bank & Trust Branch	710 W Hwy 24	Woodland Park	CO
Rocky Mountain Bank & Trust Cheyenne Meadows Branch	755 Cheyenne Meadows	Colorado Springs	CO
InBank North Convent Branch	320 North Convent St	Trinidad	CO
High Plains Bank Longmont Branch	600 Kimbark Street	Longmont	CO
Farmers Bank Farmers Bank Branch	119 First Street	Ault	CO
Academy Bank, National Association Downtown Colo Sprs Main Branch	One South Tejon Street	Colorado Springs	CO
Herring Bank Colorado National Bank Branch	3110 North Nevada Avenue	Colorado Springs	CO
Rocky Mountain Bank & Trust Cheyenne Meadows Branch	755 Cheyenne Meadows	Colorado Springs	CO
Armed Forces Bank, National Association Fort Carson Facility Branch	6384 Wetzel Avenue, Building 1512	Fort Carson	CO
MNB BANK Burlington Colorado Branch	17999 Us Highway 385	Burlington	CO
Integrity Bank & Trust Powers Center Point Branch	5550 Powers Center Point	Colorado Springs	CO
UMB Bank, National Association Highlands Banking Center Branch	8190 South University Boulevard	Littleton	CO
The Dolores State Bank Mancos Valley Bank - Cortez Location Branch	27780 Hwy 160	Cortez	CO
FirstOak Bank Firstoak Bank-Pueblo Branch	1419 W Us Highway 50	Pueblo	CO
Native American Bank, National Association Native American Bank, National Association Branch	999 18th Street	Denver	CO
InBank North Convent Branch	320 North Convent St	Trinidad	CO
First National Bank Arapahoe Bank And Trust Branch	7777 East Arapahoe Road	Englewood	CO
High Country Bank High Country Bank Branch	7360 West Us Highway 50	Salida	CO
Golden Belt Bank, FSA Fort Morgan Br Branch	321 Ensign Street	Fort Morgan	CO
The Farmers State Bank of Brush Drive-In Facility Branch	205 Carson Street	Brush	CO
Points West Community Bank Good Samaritan Branch	805 Compassion Drive	Windsor	CO
Waypoint Bank Mountain View Branch	24 South Weber Street Suite 151	Colorado Springs	CO
FMS Bank Fms Bank Branch	520 Sherman Street	Fort Morgan	CO
The Gunnison Bank and Trust Company Crested Butte Branch	6th And Gothic	Crested Butte	CO
The Colorado Bank and Trust Company of La Junta The Colorado Bank And Trust Company Branch	301 Colorado Avenue	La Junta	CO
ANB Bank Fort Collins Branch	2108 Milestone Drive	Fort Collins	CO
Home Loan State Bank Home Loan State Bank Branch	205 N. 4th Street	Grand Junction	CO
The Dolores State Bank Mancos Valley Bank - Cortez Location Branch	27780 Hwy 160	Cortez	CO
5Star Bank 5star Bank Branch	Peterson Air Force Base, 455 W. Paine St., Bldg. 1485	Colorado Springs	CO
MidFirst Bank Kent Denver Br Branch	4000 E. Quincy Ave	Englewood	CO
Native American Bank, National Association Native American Bank, National Association Branch	999 18th Street	Denver	CO
FNB Bank Kirk Branch	2988 County Road M	Kirk	CO
Timberline Bank Montrose Branch	Oxbow Drive	Montrose	CO
First Western Trust Bank Dtc Cherry Hills Branch	6501 East Belleview Avenue, Suite 200	Englewood	CO
First National Bank Arapahoe Bank And Trust Branch	7777 East Arapahoe Road	Englewood	CO
Four Corners Community Bank Cortez Branch	343 E. Main St.	Cortez	CO
Redstone Bank Redstone Bank Branch	15765 East Arapahoe Road	Centennial	CO
The Pueblo Bank and Trust Company Drive-In Facility Branch	Sixth Street And Grand Avenue	Pueblo	CO
First National Bank, Cortez First National Bank, Cortez Branch	2258 E. Main Street	Cortez	CO
Glacier Bank Hot Springs Boulevard Branch	305 Hot Springs Boulevard	Pagosa Springs	CO
KeyBank National Association Governor's Plaza Branch	9900 West Belleview Avenue	Littleton	CO
FNB Bank Kirk Branch	2988 County Road M	Kirk	CO
U.S. Bank National Association Denver Federal Center Branch	One Denver Federal Center Building 41 Lobby	Denver	CO
First National Bank of Omaha Csu Branch	1101 Central Avenue Mall	Fort Collins	CO
Evergreen National Bank Georgetown Branch	502 Sixth Street	Georgetown	CO
First-Citizens Bank & Trust Company Fort Collins Branch	2420 E Harmony Rd	Fort Collins	CO
Bank of Estes Park Niwot Branch	7980 Niwot Road	Niwot	CO

See rates for Online Banks →

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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
CDs provide a predictable, set rate of return.
Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
The deposited money is committed for six months.
Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

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Colorado CD Rates – 6-Month

Branches Info around zip 10116

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

The advantages of six month CDs opened via a traditional bank are:

The disadvantages of six month CDs are:

SAVINGS & CD CALCULATOR

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CD Products by City in Colorado

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