Missouri

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Dexter, Missouri CD Rates – 6-Month

You are viewing rates from banks across Dexter





Below are the best six-month CD Rates from banks with branches in Dexter, Missouri . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Dexter, MO - December 13, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.65% → 4.35% → 4.30% → 4.15% → 4.20%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.61% → 4.51% → 4.41% → 4.25% → 4.10%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Rate History: 4.10% → 4.00% → 3.90% → 3.65% → 4.00%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 4.25% → 4.30% → 3.95% → 4.15% → 3.90%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

0.75%

$10,000

12.20

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| Sep 26, 2016

I think the specials have ended. can you double check? Read More

0.65%

$10,000

0.89

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0.55%

$10,000

15.08

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0.50%

$10,000

0.89

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0.45%

$10,000

15.08

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0.45%

$100,000

21.60

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0.40%

$10,000

21.60

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0.40%

$10,000

0.89

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0.35%

$10,000

15.18

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| Aug 22, 2025

Echoing the other negative reviews here. Avoid because rate is bait-and-switch, website is awful and service is not acceptable (provided by offshore reps who barely speak English, raise their voice and ad... Read More

0.10%

$10,000

23.77

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

Rate History: 4.25% → 0.03%

Rate History: 0.01% → 4.50% → 0.01%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Dexter, MO - December 13, 2025


Branch Street City State
First Missouri State Bank
Fisk Facility Branch
Second And Dale Streets Fisk MO
Sterling Bank
Campbell Facility Branch
110 West Grand Avenue Campbell MO
The Bank of Advance
Dexter Branch
1428 Business Highway 60 West Dexter MO
First Midwest Bank of the Ozarks
Puxico Facility Branch
141 East Richardson Avenue Puxico MO
First Midwest Bank of Dexter
Dexter Branch
20 West Stoddard Street Dexter MO
First Midwest Bank of the Ozarks
Puxico Facility Branch
141 East Richardson Avenue Puxico MO
Southern Bank
Qulin Facility Branch
Highways 53 And Y Qulin MO
Southern Bank
Qulin Facility Branch
Highways 53 And Y Qulin MO
First Midwest Bank of Dexter
Dexter Branch
20 West Stoddard Street Dexter MO
Peoples Community Bank
East Richardson Branch
422 South Highway 51 Puxico MO
First Missouri Bank of SEMO
Clarkton Facility Branch
109 West State Highway 162 Clarkton MO
U.S. Bank National Association
Dexter Branch
1603 W Business Us Highway 60 Dexter MO
Regions Bank
Dexter Mo Branch
1028 West Business Us Highway 60 Dexter MO
Regions Bank
Dexter Mo Branch
1028 West Business Us Highway 60 Dexter MO


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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