Pennsylvania

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Huntingdon, Pennsylvania CD Rates – 6-Month

You are viewing rates from banks across Huntingdon

 

Below are the best six-month CD Rates from banks with branches in Huntingdon, Pennsylvania . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Huntingdon, PA - July 4, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.75% → 5.15% → 5.00% → 4.75% → 4.50%

| May 11, 2023

They made mistakes twice and would not correct them Read More

Rate History: 4.90% → 4.75% → 4.50% → 5.00% → 4.10%

| Aug 5, 2020

I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More

Rate History: 4.80% → 4.50% → 4.20% → 4.10% → 4.00%

0.45%

$100,000

21.53

Learn More

0.45%

$10,000

17.53

Learn More

0.40%

$100,000

21.99

Learn More

| Mar 9, 2018

I have a local contracting business and have been in business for over 20 years. When I started my business I did all of my banking personal and business with Kish and recommended that my customers go thro... Read More

0.35%

$10,000

21.99

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0.35%

$500

23.53

Learn More

| Apr 21, 2020

Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More

0.25%

$100,000

18.18

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0.20%

$10,000

21.53

Learn More

| Apr 4, 2016

It is sad to see FNBPA being taken over by Juniata. The name Juniata has no affinity with Port Allegany history. I am closing my account. Read More

0.15%

$10,000

18.18

Learn More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Huntingdon, PA - July 4, 2025


Branch Street City State
Santander Bank, N.A.
North Atherton St Branch
1535 North Atherton St State College PA
Manufacturers and Traders Trust Company
Bellwood Branch
500 Main Street Bellwood PA
Northwest Bank
Smithfield Branch
100 Fairgrounds Road Huntingdon PA
Santander Bank, N.A.
North Atherton St Branch
1535 North Atherton St State College PA
MCS Bank
Shirley Street Branch
23-27 East Shirley Street Mount Union PA
Fulton Bank, National Association
North Atherton Branch
2017 North Atherton Street State College PA
First Citizens Community Bank
State College Financial Center Branc Branch
141 West Beaver Avenue State College PA
Reliance Savings Bank
Tyrone Branch
916 Pennsylvania Ave Tyrone PA
Ameriserv Financial Bank
North Atherton Branch
1857 North Atherton Street State College PA
Kish Bank
Mcalevy's Fort Branch
5473 Mcalevy's Fort Road Petersburg PA
Ameriserv Financial Bank
North Atherton Branch
1857 North Atherton Street State College PA
Community State Bank of Orbisonia
Saxton Branch
620 Main Street Saxton PA
First National Bank of Pennsylvania
Plank Road Branch
2610 Old Route 220 North Altoona PA
Farmers and Merchants Trust Company of Chambersburg
Orbisonia Branch
18810 Sandy Ridge Station Orbisonia PA
First Citizens Community Bank
State College Financial Center Branc Branch
141 West Beaver Avenue State College PA
The Juniata Valley Bank
Blairs Mills Branch
17428 Tuscarora Creek Road Blairs Mills PA
Farmers and Merchants Trust Company of Chambersburg
Orbisonia Branch
18810 Sandy Ridge Station Orbisonia PA
Altoona First Savings Bank
601 East Allegheny Street Branch
601 East Allegheny Street Martinsburg PA
PNC Bank, National Association
Huntingdon Branch
614 Washington Street Huntingdon PA


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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