Wisconsin

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Menomonie, Wisconsin CD Rates – 6-Month

You are viewing rates from banks across Menomonie





Below are the best six-month CD Rates from banks with branches in Menomonie, Wisconsin . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Menomonie, WI - July 16, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

0.55%

$100,000

6.51

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0.45%

$500

23.21

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0.45%

$10,000

6.51

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0.45%

$10,000

2.98

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0.45%

$10,000

16.82

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0.40%

$100,000

13.34

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0.35%

$10,000

13.34

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0.21%

$10,000

24.84

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0.20%

$500

17.66

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0.10%

$10,000

12.02

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| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Menomonie, WI - July 16, 2025


Branch Street City State
Hiawatha National Bank
Glenwood City Branch
220 East Oak Street Glenwood City WI
Dairy State Bank
Downsville Branch
E 4491 County Road C Downsville WI
Security Bank
Ridgeland Office Branch
101 Main Street Ridgeland WI
Dairy State Bank
Downsville Branch
E 4491 County Road C Downsville WI
Citizens Community Federal National Association
Menomonie Branch
180 Cedar Falls Rd Menomonie WI
Waumandee State Bank
Durand Branch
308 3rd Avenue West Durand WI
Peoples State Bank of Plainview
Boyceville Branch
715 Highway 79 Boyceville WI
Peoples State Bank of Plainview
Boyceville Branch
715 Highway 79 Boyceville WI
Alliance Bank
Gilmanton Branch
S879 State Road 88 Gilmanton WI
Pillar Bank
Spring Valley Branch
S320 Mckay Avenue Spring Valley WI
Independence State Bank
Elk Mound Branch
E401 Menomonie Street Elk Mound WI
BMO Bank National Association
Menomonie Branch
500 Main Street Menomonie WI
U.S. Bank National Association
Eau Claire Mill Run Branch
5700 Old Mill Plaza Eau Claire WI


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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