This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.05% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,525 | 1,068 |
| 2 | 51,525 | 1,572 | 1,100 |
| 3 | 53,097 | 1,619 | 1,134 |
| 4 | 54,716 | 1,669 | 1,168 |
| 5 | 56,385 | 1,720 | 1,204 |
| 6 | 58,105 | 1,772 | 1,241 |
| 7 | 59,877 | 1,826 | 1,278 |
| 8 | 61,703 | 1,882 | 1,317 |
| 9 | 63,585 | 1,939 | 1,358 |
| 10 | 65,524 | 1,998 | 1,399 |
| 11 | 67,523 | 2,059 | 1,442 |
| 12 | 69,582 | 2,122 | 1,486 |
| 13 | 71,704 | 2,187 | 1,531 |
| 14 | 73,891 | 2,254 | 1,578 |
| 15 | 76,145 | 2,322 | 1,626 |
| 16 | 78,468 | 2,393 | 1,675 |
| 17 | 80,861 | 2,466 | 1,726 |
| 18 | 83,327 | 2,541 | 1,779 |
| 19 | 85,869 | 2,619 | 1,833 |
| 20 | 88,488 | 2,699 | 1,889 |
| TOTAL | $41,186 | $28,830 |
| Year | Rate 2.84% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,420 | 994 |
| 2 | 51,420 | 1,460 | 1,022 |
| 3 | 52,880 | 1,502 | 1,051 |
| 4 | 54,382 | 1,544 | 1,081 |
| 5 | 55,927 | 1,588 | 1,112 |
| 6 | 57,515 | 1,633 | 1,143 |
| 7 | 59,148 | 1,680 | 1,176 |
| 8 | 60,828 | 1,728 | 1,209 |
| 9 | 62,556 | 1,777 | 1,244 |
| 10 | 64,332 | 1,827 | 1,279 |
| 11 | 66,159 | 1,879 | 1,315 |
| 12 | 68,038 | 1,932 | 1,353 |
| 13 | 69,970 | 1,987 | 1,391 |
| 14 | 71,958 | 2,044 | 1,431 |
| 15 | 74,001 | 2,102 | 1,471 |
| 16 | 76,103 | 2,161 | 1,513 |
| 17 | 78,264 | 2,223 | 1,556 |
| 18 | 80,487 | 2,286 | 1,600 |
| 19 | 82,773 | 2,351 | 1,646 |
| 20 | 85,123 | 2,418 | 1,692 |
| TOTAL | $37,541 | $26,279 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.10% |
$25,000 |
Learn More | |
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Last change: ↓0.15% on November 26. |
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