Compare Savings vs. CDs
Comparison of Deposit Account from ATLANTA POSTAL with 1.20%
- September 2026
Long-Term Analysis of ZELLCO with 0.35% APY and ATLANTA POSTAL with 1.20% APY and FNBO Direct with 3.55% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.35%-$50,00024 MonthCredit Union0.53x (National Avg. - 0.66%)$10,000SCENARIO
Year Rate
0.35%Annual
InterestAnnual Interest
(After Tax)1 50,000 175 123 2 50,175 176 123 3 50,351 176 123 4 50,527 177 124 5 50,704 177 124 6 50,881 178 125 7 51,059 179 125 8 51,238 179 126 9 51,417 180 126 10 51,597 181 126 11 51,778 181 127 12 51,959 182 127 13 52,141 182 128 14 52,323 183 128 15 52,507 184 129 16 52,690 184 129 17 52,875 185 130 18 53,060 186 130 19 53,245 186 130 20 53,432 187 131 TOTAL $3,619 $2,533 - 2LOCAL CD1.20%-$50,00036 MonthCredit Union1.58x (National Avg. - 0.76%)$100,000SCENARIO
Year Rate
1.20%Annual
InterestAnnual Interest
(After Tax)1 50,000 600 420 2 50,600 607 425 3 51,207 614 430 4 51,822 622 435 5 52,444 629 441 6 53,073 637 446 7 53,710 645 451 8 54,354 652 457 9 55,007 660 462 10 55,667 668 468 11 56,335 676 473 12 57,011 684 479 13 57,695 692 485 14 58,387 701 490 15 59,088 709 496 16 59,797 718 502 17 60,514 726 508 18 61,240 735 514 19 61,975 744 521 20 62,719 753 527 TOTAL $13,472 $9,430 - 3ONLINE MONEY MARKET3.55%-$50,000N.A.Online Bank4.68x (National Avg. - 0.76%)$1,000,000SCENARIO
Year Rate
3.55%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,775 1,243 2 51,775 1,838 1,287 3 53,613 1,903 1,332 4 55,516 1,971 1,380 5 57,487 2,041 1,429 6 59,528 2,113 1,479 7 61,641 2,188 1,532 8 63,829 2,266 1,586 9 66,095 2,346 1,642 10 68,442 2,430 1,701 11 70,871 2,516 1,761 12 73,387 2,605 1,824 13 75,993 2,698 1,888 14 78,690 2,794 1,955 15 81,484 2,893 2,025 16 84,377 2,995 2,097 17 87,372 3,102 2,171 18 90,474 3,212 2,248 19 93,685 3,326 2,328 20 97,011 3,444 2,411 TOTAL $50,455 $35,319
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑1.20% on August 6. |
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