2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 67993
Date Established 1956
Assets $251.79 million
Loans $184.90 million
Deposits $224.56 million
Capital $23.91 million

Five County is an NCUA insured institution located in Bath, ME. It was founded in 1956 and has approximately $251.79 millions in assets.

Who can join?

Field of membership includes:

Anyone who works, resides or worships in Androscoggin, Cumberland, Lincoln, Kennebec, Knox, Sagadahoc, Somerset or Waldo County.

Employees of Bath Iron Works

Employees of Five County Credit Union

Relatives of existing members

Field of Membership Restrictions

Five County Credit Union of Maine is open to the residents, church members, and the people that maintain employment within these qualified counties: Androscoggin, Cumberland, Kennebec, Lincoln, Sagadahoc, Somerset, Waldo and Knox as well as the employees of Bath Iron Works, the credit union employees and the family members of current credit union members.

Deposit Rates - October 14, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.40% $1,000 $4,999 Learn MoreShow Less
Money Market
0.50% $5,000 $24,999 Learn MoreShow Less
Money Market
0.55% $25,000 $49,999 Learn MoreShow Less
Premium Money Market Account
0.20% $5,000 $24,999 Learn MoreShow Less
Premium Money Market Account
0.30% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.71% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.06% $500 - Learn MoreShow Less
6 Mo CD
1.46% $500 - Learn MoreShow Less
12 Mo CD
1.71% $500 - Learn MoreShow Less
18 Mo CD
1.87% $500 - Learn MoreShow Less
24 Mo CD
2.12% $500 - Learn MoreShow Less
36 Mo CD
2.32% $500 - Learn MoreShow Less
48 Mo CD
2.43% $500 - Learn MoreShow Less
60 Mo CD
2.63% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $5,000 - Learn MoreShow Less

Loan Rates - October 14, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIVE COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Insight Loans
NMLS ID: 203765
License#: MC-6772
3.652% 3.625% 0.38 $898 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.643% 3.625% 0.25 $560 $1,141 Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
3.652% 3.625% 0.38 $838 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

Note to FIVE COUNTY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Five County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Five County Locations


Financial Details

Five County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Five County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Five County U.S. Average
7.37% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Five County had $1,802,678 in non-current loans and $24,740 in owned assets. To cover these potential losses it had $23,912,454 in net worth and $876,153 in loans loss reserves. That gives it a Texas Ratio of 7.37%.

Net Worth
Five County U.S. Average
9.62% 13.65%

Five County FCU has a net worth of 9.62% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Five County

Branches and Savings

What is Five County?

A federal credit union, registered with the NCUA under certificate #67993.
Learn more about credit unions here.

Is Five County FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Five County?

Please see Field of Membership information above for information on who is eligible to join.

What are Five County's share account and share certificate rates?

Five County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Five County?

Five County has total capital of $23.91 million. Full information on Five County's financial position is located above.

Who owns Five County?

Credit Unions are owned by their members.

Where are Five County branches located?

See branch locations nearby.

Are Five County ATMs Open 24/7?

Do Five County ATMs accept cash deposits?

Can Five County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Five County have a mobile app?

Does Five County have mobile deposit?

Does Five County have quick pay?

How can Five County transfer money to other banks or credit unions?

Does Five County report to credit bureaus?

Does Five County use Chexsystems?

Does Five County use Equifax?

What is Five County's toll free phone number?

What is Five County's ACH Routing Number?

What is Five County's SWIFT code?

Where can I find Five County's wire transfer form?

What is the Five County address for deposits?

What Products Does Five County Offer

Does Five County offer mortgages?

Compare mortgage rates here.

Does Five County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Five County offer auto and RV loans?

Compare auto loan rates here.

Does Five County offer student loans or personal loans?

Compare personal loan rates here.

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