Five County Credit Union

Headquarters

Po Box 598
Bath, ME 04530
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.03% 1.15% →
1-Year CD 0.50% 1.50% →
2-Year CD 0.75% 2.86% →
5-Year CD 1.01% 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Five County is an NCUA insured institution located in Bath, ME. It was founded in 1956 and has approximately $350.01 millions in assets.

Who can join?

Field of membership includes:

Anyone who works, resides or worships in Androscoggin, Cumberland, Lincoln, Kennebec, Knox, Sagadahoc, Somerset or Waldo County.

Employees of Bath Iron Works

Employees of Five County Credit Union

Relatives of existing members

NCUA Insured Yes / State-Chartered
Charter Number # # 67993
Date Established 1956
Assets $350.01 million
Loans $213.68 million
Deposits $317.76 million
Capital $28.33 million
 

Field of Membership Restrictions

Five County Credit Union of Maine is open to the residents, church members, and the people that maintain employment within these qualified counties: Androscoggin, Cumberland, Kennebec, Lincoln, Sagadahoc, Somerset, Waldo and Knox as well as the employees of Bath Iron Works, the credit union employees and the family members of current credit union members.

Deposit Rates - May 27, 2022

Your Current Location: Washington, WA 98101

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.03% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
1.01% $10,000 $14,999 Learn More
60 Mo CD
1.01% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.03% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 27, 2022

Your Current Location: Washington, WA 98101

There are currently no loan rates available for FIVE COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
5.761% 5.625% 1.00 $3,750 $1,440 Learn More
Morty, Inc.
NMLS ID: 1429243
4.575% 4.490% 1.00 $2,500 $1,266 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
2.750 %
After Intro: 5.590 %
Intro Period: 6 months
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
3.490 %
After Intro: 4.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to FIVE COUNTY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Five County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Five County Locations



Climate Initiatives

FIVE COUNTY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Five County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Five County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Five County U.S. Average
3.53% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Five County had $1,011,275 in non-current loans and $24,740 in owned assets. To cover these potential losses it had $28,327,405 in net worth and $991,082 in loans loss reserves. That gives it a Texas Ratio of 3.53%.

Net Worth
Five County U.S. Average
8.22% 12.36%

Five County FCU has a net worth of 8.22% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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