This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.55% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 276 | 193 |
| 2 | 50,276 | 278 | 194 |
| 3 | 50,554 | 279 | 195 |
| 4 | 50,833 | 281 | 196 |
| 5 | 51,113 | 282 | 198 |
| 6 | 51,395 | 284 | 199 |
| 7 | 51,679 | 285 | 200 |
| 8 | 51,964 | 287 | 201 |
| 9 | 52,251 | 288 | 202 |
| 10 | 52,540 | 290 | 203 |
| 11 | 52,830 | 292 | 204 |
| 12 | 53,121 | 293 | 205 |
| 13 | 53,414 | 295 | 206 |
| 14 | 53,709 | 296 | 208 |
| 15 | 54,006 | 298 | 209 |
| 16 | 54,304 | 300 | 210 |
| 17 | 54,604 | 301 | 211 |
| 18 | 54,905 | 303 | 212 |
| 19 | 55,208 | 305 | 213 |
| 20 | 55,513 | 306 | 215 |
| TOTAL | $5,819 | $4,073 |
| Year | Rate 0.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 75 | 53 |
| 2 | 50,075 | 75 | 53 |
| 3 | 50,150 | 75 | 53 |
| 4 | 50,225 | 75 | 53 |
| 5 | 50,301 | 75 | 53 |
| 6 | 50,376 | 76 | 53 |
| 7 | 50,452 | 76 | 53 |
| 8 | 50,527 | 76 | 53 |
| 9 | 50,603 | 76 | 53 |
| 10 | 50,679 | 76 | 53 |
| 11 | 50,755 | 76 | 53 |
| 12 | 50,831 | 76 | 53 |
| 13 | 50,907 | 76 | 53 |
| 14 | 50,984 | 76 | 54 |
| 15 | 51,060 | 77 | 54 |
| 16 | 51,137 | 77 | 54 |
| 17 | 51,214 | 77 | 54 |
| 18 | 51,290 | 77 | 54 |
| 19 | 51,367 | 77 | 54 |
| 20 | 51,444 | 77 | 54 |
| TOTAL | $1,522 | $1,065 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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|
|
4.10% |
$500 |
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|
Last change: ↓0.10% on September 17. |
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|
|
4.10% |
$1,500 |
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|
Last change: ↓0.05% on December 8. |
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