EAST TEXAS PROFESSIONAL

Headquarters

PO BOX 6750
Longview, TX 75608
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 1.05% →
1-Year CD 1.25% 0.95% →
2-Year CD 1.40% 1.05% →
5-Year CD 1.60% 2.25% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

East Texas Professional is an NCUA insured institution located in Longview, TX. It was founded in 1953 and has approximately $709.4 millions in assets.

Who can join?

Membership in East Texas Professional Credit Union is available to all individuals who:

Live or work in Anderson, Angelina, Northern Cherokee, Gregg, Harrison, Henderson, Nacogdoches, Rusk, Smith and Upshur counties (Excluding those individuals who are members of an occupational credit union whose home office is located within these counties)

Are employed or certified to work in education, health care, professional fields, government/social services and students in Camp, Gregg, Harrison, Marion, Nacogdoches, Panola and Upshur counties

Are employed or certified to work in the education fields and students in the following cities: Daingerfield in Morris county; Hughes Springs and Avinger in Cass county (Student eligibility applies to students ages 17 or older)

Are receiving retirement, pension, or other benefits as a result of prior employment by any business or organization included within their field of membership

Are spouses of persons who died while within our field of membership

Are family members of an individual who is either a current member or is eligible for membership in East Texas Professional Credit Union (Family members include spouse, parents, grandparents, children, grandchildren, great grandchildren, brothers, sisters and in-laws)

NCUA Insured Yes
Charter Number # # 67761
Date Established 1953
Assets $709.40 million
Loans $466.03 million
Deposits $554.86 million
Capital $147.21 million
 

Field of Membership Restrictions

East Texas Professional Credit Union is open to the residents and people that maintain employment in the eligible Texas Counties that are listed on the credit union website, the employees, students, and certified professional within the credit union defined occupations, studies and professions within the counties specified on the website, persons retired from the credit union qualified fields, widows/widowers of deceased credit union members, and the family members of current members or eligible persons.

Deposit Rates - September 27, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $10,000 $14,999 Learn More
3 Mo CD
0.60% $100,000 $199,999 Learn More
6 Mo CD
0.70% $10,000 $14,999 Learn More
6 Mo CD
0.80% $100,000 $199,999 Learn More
12 Mo CD
1.15% $10,000 $14,999 Learn More
12 Mo CD
1.25% $100,000 $199,999 Learn More
18 Mo CD
1.20% $10,000 $14,999 Learn More
18 Mo CD
1.30% $100,000 $199,999 Learn More
24 Mo CD
1.30% $10,000 $14,999 Learn More
24 Mo CD
1.40% $100,000 $199,999 Learn More
36 Mo CD
1.40% $10,000 $14,999 Learn More
36 Mo CD
1.50% $100,000 $199,999 Learn More
48 Mo CD
1.45% $10,000 $14,999 Learn More
48 Mo CD
1.55% $100,000 $199,999 Learn More
60 Mo CD
1.50% $10,000 $14,999 Learn More
60 Mo CD
1.60% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 27, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for EAST TEXAS PROFESSIONAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.815% 2.750% 0.88 $2,102 $1,021 Learn More
Rocket Mortgage
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.990 %
$0 Learn More
More Info

Note to EAST TEXAS PROFESSIONAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are East Texas Professional branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


East Texas Professional Locations


Financial Details

East Texas Professional Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of East Texas Professional. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
East Texas Professional U.S. Average
6.78% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, East Texas Professional had $9,170,915 in non-current loans and $931,533 in owned assets. To cover these potential losses it had $147,207,806 in net worth and $1,880,132 in loans loss reserves. That gives it a Texas Ratio of 6.78%.

Net Worth
East Texas Professional U.S. Average
20.75% 13.61%

East Texas Professional FCU has a net worth of 20.75% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About East Texas Professional

Branches and Savings

What is East Texas Professional?

A federal credit union, registered with the NCUA under certificate #67761.
Learn more about credit unions here.

Is East Texas Professional FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join East Texas Professional?

Please see Field of Membership information above for information on who is eligible to join.

What are East Texas Professional's share account and share certificate rates?

East Texas Professional's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is East Texas Professional?

East Texas Professional has total capital of $147.21 million. Full information on East Texas Professional's financial position is located above.

Who owns East Texas Professional?

Credit Unions are owned by their members.

Where are East Texas Professional branches located?

See branch locations nearby.

Are East Texas Professional ATMs Open 24/7?

Do East Texas Professional ATMs accept cash deposits?

Can East Texas Professional customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does East Texas Professional have a mobile app?

Does East Texas Professional have mobile deposit?

Does East Texas Professional have quick pay?

How can East Texas Professional transfer money to other banks or credit unions?

Does East Texas Professional report to credit bureaus?

Does East Texas Professional use Chexsystems?

Does East Texas Professional use Equifax?

What is East Texas Professional's toll free phone number?

What is East Texas Professional's ACH Routing Number?

What is East Texas Professional's SWIFT code?

Where can I find East Texas Professional's wire transfer form?

What is the East Texas Professional address for deposits?

What Products Does East Texas Professional Offer

Does East Texas Professional offer mortgages?

Compare mortgage rates here.

Does East Texas Professional offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does East Texas Professional offer auto and RV loans?

Compare auto loan rates here.

Does East Texas Professional offer student loans or personal loans?

Compare personal loan rates here.

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